Specific Purpose: To share three ways to invest money with undergraduates 1204414682400Introduction
(attention getter) I. Good Afternoon! How many of you have taken a look at your bank account and be frustrated by the zero interest you have got? (relate to audience) II. You are all university students and you will be facing the big challenge of managing your money when you graduate. (background) III. I was surprised to find a lack of investment seminars or guidelines provided by this University. (credibility) IV. I have read a book called “Security Analysis” by Benjamin Graham which is praised by Warren Buffet as the book that has changed his life. (reveal purpose) V. My purpose today, is to share with you three ways, from the order of the most basic, to the more advanced, to invest your money. Those are: (preview structure) A. Depositing in other stable currencies B. Buying high grade bonds
C. Buying bargain stocks
(transition) VI. These concepts are so simple that you do not needs any advanced mathematics except basic arithmetic. I will not be using any technical terms so as to make sure all of you can understand. Without further ado, let’s take a look at how depositing in other stable currency works. This is the easiest way. All you need is a bank account. Body
I. Depositing in stable currencies that offer higher rates.
(statistics) A.For example, you get almost zero interest from your savings account, but if you exchange Hong Kong Dollar for Australian Dollar and deposit it in any bank for 6 months, you are entitled to 4.00% of interest (statistics) B.Let me give you another example, you might also exchange Hong Kong Dollar for New Zealand Dollar and deposit it in New Zealand Dollar for 6 months and you should be able to receive about 5.00% of interest. 12244213411900[You can go to deposit.org and check for interest rates in different currencies.] (story) C.I have a friend working at Standard...
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