Preview

HSM WK3 544 Articlereview

Good Essays
Open Document
Open Document
1067 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
HSM WK3 544 Articlereview
Running Head: ARTICLE REVIEW

Article Review

Health Policy and Economics
DeVry/Keller University Online
05\10\2015

Introduction
The purpose of choosing this particle article on: Increased health care cost sharing works as intended: It burdens patients who need care the most by Gould 2013. The fact that it addresses on Cost containments within the healthcare industry, caught my attention. As we all, are fully aware on the cost of health within the U.S has and will always be a perceptible issue, one we all keep running in circles on trying to find ways to better our health care issues, by proposing different healthcare policies, that have merged in the past and all share a common goal: such as having “household instantly pay for sizable share of the most health expenditures by motivating costly deductible, copays and higher co-insurance rates (Gould 2013). Cost container will also help to maintain unnecessary spending expenses, reducing such expenses will leave not only the patient but all consumer involved to improving in profit eliminating future damage. Not only for the future but in doing so the unnecessary expenses, will decrease, therefore will help with reducing within marketing have efforts that will help encouraged new business.
The problem is that the proposal was set forth due to uneconomical insurance policy, that are either provided by public, employer or Medicare insurance, that falsify the prices that the consumer face and according to the article, by removing the distortion it will allow patients to wisely pick and choose what healthcare best suited for his or her needs, which in turn help improve and slow down healthcare cost growth (Gould 2013). The object in the end is so that the patients can make an educated decision on what healthcare insurance to purchase, leaving the patient with choices as if he or she would choose by other household goods as well as services. Those who will have choice will stay positive



References: Usable link to article: http://www.epi.org/publication/bp358-increased-health-care-cost-sharing-works/ Gould E (2013): Increased health care cost sharing works as intended it burdens patients who need care the most http://www.epi.org/publication/bp358-increased-health-care-cost-sharing-works/

You May Also Find These Documents Helpful

  • Good Essays

    With what he found, he comes to a general consensus of how to go about repairing the current system by doing away with it completely. He, like many others, desires a move to a “consumer-driven” system similar to that of almost every other market with freedom of information and consumers in control of costs. In my opinion, the most effective and immediate means to implement his plan is through the use of Health Savings Accounts for individuals. With insurance in place to finance what it is truly intended for, catastrophic risk, he suggests that most all routine or non-catastrophic care be funded fully by the individual through the use of…

    • 954 Words
    • 4 Pages
    Good Essays
  • Better Essays

    HCA 305 Final Paper

    • 2396 Words
    • 7 Pages

    American people look at their insurance bills, co-pays and drug costs, and can 't understand why they continue to increase. The insured should consider all of these reasons before getting upset. In 2004, employee health care premiums increased over 11 percent, four times more than the rate of inflation. In 2003, premiums rose 10.1 percent and in 2002 they rose 15 percent. Employee spending for coverage increased 126 percent between 2000 and 2004. Those increases were lower than expected. (National Coalition on Health Care, 2005, Facts on health care costs.)…

    • 2396 Words
    • 7 Pages
    Better Essays
  • Better Essays

    As the move towards evidence based medicine continues to progress, research of interventions in the labor process are becoming more and more common. “The Relationship Between Cesarean Section and Labor Induction” by Barbara Wilson, Judith Efken, and Richard Butler is an examination and clarification of how system and patient characteristics have an effect on the association between cesarean section and induction of labor. While many studies have included patient characteristics; the influence of individual providers and hospitals has not been examined.…

    • 987 Words
    • 4 Pages
    Better Essays
  • Better Essays

    “Members of consumer-driven health plans choosing less care” was the reviewed article. Millions of consumers are uninsured or underinsured because of rising medical costs. Even the consumers with health insurance are struggling due to the elevated prices of medical care. Skyrocketing health care costs are making it difficult for employers to provide health insurance to employees. Consumer-driven health care plans are being offered more by employers. Consumer-driven plans can help employer’s lower premiums but patients are not seeking medical care because they are trying to save money.…

    • 1094 Words
    • 5 Pages
    Better Essays
  • Powerful Essays

    There has been much debate regarding the impact of the Patient Protection and Affordability Act on health care since passed in to law. In this paper, I will describe the key components, and the advantages and disadvantages to the legislation. The legislation constitutes the largest change to America’s healthcare system since the creation of Medicare and Medicaid.…

    • 1129 Words
    • 4 Pages
    Powerful Essays
  • Powerful Essays

    Medicare like all health insurers is constantly looking for ways to avoid paying for unnecessary medical care. The latest attempt sounds perfectly reasonable until you consider who will bear the burden.…

    • 1804 Words
    • 8 Pages
    Powerful Essays
  • Better Essays

    health care system is dysfunctional and can no longer continue as it currently operates. With or without Affordable Care Act (ACA), there is a need for a deep change. The United States spends more money on health care because a nation is less healthy on the average than the rest of the developed world. The system is dysfunctional and ACA is fast-tracking the process of changes that will be faced by the economic and business challenges by health care organizations. The required adjustments to healthcare organizations operating budgets and methodologies for delivering medicine may become a big issue. Health care organizations will have to go from volume-based reimbursement in medicine based on the number of procedures done or patients seen to a value-based system that will give the same money for every patient regardless of the procedure performed. Health care organizations may have lower income since they will treat more patients. They may face cost-pressure factors such as the overall cost of medical care and the increased incidence of chronic disease, cost transparency and reference pricing, increased government role in paying for care, increased coverage and limited highly skilled medical workforce There is a prediction that forty million more people will be covered nationally, at reimbursement rates below the cost of providing that care (Adams et al.,…

    • 1835 Words
    • 8 Pages
    Better Essays
  • Powerful Essays

    The article focuses on several possible proposals for health care reform by the administration of U.S. President Barack Obama which are perceived to produce unfavorable results. Such proposals include requiring employers to provide employees with health insurance, requiring each citizen to purchase an insurance policy that complies with government criteria and establishing a health insurance plan that would compete with private insurance. The author argues that such proposals would negatively affect taxpayers, health care providers and quality of care.…

    • 4590 Words
    • 19 Pages
    Powerful Essays
  • Good Essays

    Moral Hazard

    • 831 Words
    • 4 Pages

    Despite the widespread and increasing use of cost-sharing over many years, health care inflation remains completely out of control. Physicians push the buttons for health care services much more than patients.…

    • 831 Words
    • 4 Pages
    Good Essays
  • Satisfactory Essays

    Obama care essay

    • 597 Words
    • 3 Pages

    The new health care policy provides more coverage to a larger percentage of American and is more cost-effective for the United States’ budget especially during these dire economic conditions, and is a moral cause and sign of community that all Americans should strive for. The problem with universal health care, however, lies in the fact that above all concerns; the main goal of insurance companies within the United States is to make a profit. Insurance companies seek to provide satisfactory care without major financing and costs of their clients. On the other hand, clients seek plans that provide the most care without paying a fortune. These opposite goals thus result in the polarization between insurance companies and their clients, which has in turn lead to monumental costs for both sick and injured Americans as well as insurance companies. Even more so, these opposite goals result in a drastic percentage of Americans who are left insured. With the 45 million Americans as of 2005 who live in the country uninsured, the United States is the only developed nation that still does not have a universal health care policy. This statistic demonstrates the sheer quantity of people that need healthcare in America, as well as the urgent need to support these people. There exists yet another fiscal issue concerning universal health care: how will we pay for all this? The most obvious answer is an increase in taxes and the cutting of extraneous federal spending. Yes, by having universal health care the government will have to budget…

    • 597 Words
    • 3 Pages
    Satisfactory Essays
  • Good Essays

    The policy to be analysis is The Affordable Care Act (Obama Care) that was implemented in 2010. The Affordable Care Act is a very comprehensive and now complexed health care system that is being changed. Over centuries there has been many reforms, discussions and controversies surrounding the debate over affordable health care for Americans and their families. And Obama Care is proposed to be what Americans can benefit from and afford. However, there is a downside to this insurance. The individual or family will get the medical help they need but, they still have to pay a co-payment monthly even if they are not sick. With that being said, there is a loss for insurance companies as well. If a person have a pre-existing condition, the…

    • 911 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Affordable Healthcare Act

    • 1439 Words
    • 6 Pages

    Author James C. Capretta gives a lot of conveying information about Affordable Healthcare Act. During this argument, James states that the American people were tricked by the wonderful insurance company, called Affordable Healthcare Act. With how the American people will feel with more time, their reactions will only bring despair. Towards to the topic the reader can conclude that the government also has a huge part of tricking the American people. The people can now see that with the government siding with Affordable Healthcare Act. “While it is true that the program is a massive entitlement, specifically designed to get the American middle class fully hooked on another expansive government benefit, Obamacare also—unlike the Medicare drug benefit—creates millions of losers.” (Capretta, James C p.29). Also from James C. Capretta, states that the whole purpose of the Affordable Healthcare Act is to make the American people hooked onto this nonsense of a health care. The author is now finding that the Affordable Healthcare Act is no longer working, but only making the American people angry for “loosing.” Also stating that the Affordable healthcare act is very expensive government benefits towards the middle class population. The author also states that Medicare has a less expensive drug benefit then the Affordable healthcare…

    • 1439 Words
    • 6 Pages
    Good Essays
  • Powerful Essays

    Affordable Care Act Impact

    • 1669 Words
    • 7 Pages

    With this lowering of the deficit, our nation’s income will be increased as well as living standards. Financial burdens from healthcare services seem to be inevitable. Whether it is the government, employers or individuals paying the costs, the financial aspect of healthcare seems to be on a steady rise. “The (health reform) legislation has no immediate effect on the underlying structural factors that drive health care costs” (Kovner & Knickman, 2011). With the Affordable Care Act in place there has to be an implementation to cover the economic aspect of the act. “Key provisions of the ACA that intend to address rising health costs include providing more oversight of health insurance premiums and practices; emphasizing prevention, primary care and effective treatments; reducing health care fraud and abuse; reducing uncompensated care to prevent a shift onto insurance premium costs; fostering comparison shopping in insurance exchanges to increase competition and price transparency; implementing Medicare payment reforms; and testing new delivery and payment system models in Medicaid and Medicare” (The Affordable Care Act: A Brief Summary,…

    • 1669 Words
    • 7 Pages
    Powerful Essays
  • Good Essays

    Affordable Care Reform

    • 1656 Words
    • 7 Pages

    There have been numerous failed attempts to reform the United States healthcare system over the years. However, the most recent attempt that has been implemented is the Affordable Care Act, under the Obama Administration. As a result, since 2010 changes have been implemented to reform the United States healthcare industry, which affects the insurers, providers, and the subscribers in different ways. Consequently, the Affordable Care Act does not have full support from everyone and it faces numerous challenges (Bodenheimer & Grumbach, 2012). Overall, it is estimated that 2.6 trillion dollars is spent on healthcare in the United States each year (Van Gorder & Topol, 2012). Therefore, it is essential to acknowledge the inflation in healthcare…

    • 1656 Words
    • 7 Pages
    Good Essays
  • Good Essays

    Emanuel (2008) believes that the care that is received in a single-payer plan is much poorer than most people realize (p. 567). It is not uncommon for many of the services to be harmful or un-beneficial. Doctors are going to want to do the bare minimum amount of care in order to save money. With a lot of conditions there are not set numbers with how many doctor visits are necessary. Even though a patient may require multiple visits to the hospital, they may only have. This will also keep costs down and patients will not even know they are receiving less efficient care. According to Emanuel (2008), the system is established for acute care and the need is for chronic care (p.567). This shows that by changing the system people may not receive the amount of care necessary.…

    • 793 Words
    • 4 Pages
    Good Essays

Related Topics