How To Write A Health Insurance Essay

Health Insurance Health insurance is defined as insurance that covers any medical expense such as physical checkups, radiology and blood tests, and surgical expenses. It also covers the cost of medicine and reimburses for medical expenses. Many people were uninsured until 2008 when President Obama was elected. He began an insurance plan called ObamaCare which made it cheaper and easier to have health insurance compared to private insurance companies.
The amount of Americans having insurance has risen greatly since President Obama’s first term in 2008. Between 2008-2009 the percentage of uninsured Americans was between 15-18%. Two years ago, the percentage of uninsured Americans dropped down to 10%. This was the result of President Obama’s
Health cost adds up because people have to pay higher deductible for tests, doctor visits and medications. Doctor’s usually order more than one test to diagnose an illness. The more tests doctor orders, the more out of pocket people have to pay. Health insurance is also expensive because some medications are very expensive. A hepatis C medication cost $1,000 for one pill. The course of the treatment is about $84,000 to $150,000. Another expensive medication is Humira, which cost about $4,359 for two injectable solutions.
Some people believe that everyone should have health insurance. People who are not able to pay for it should have it for free. If health insurance was cheap and affordable people would not suffer from medical debts. Debt can lead to other problems such as stress, stroke, and other heart related problems. The extra stress would lead to poor health which causes someone to go to the doctor’s office. This will lead onto more debt.
In conclusion, the amount of people uninsured people has decreased since President Obama took office. Health insurance should also become more cheap and affordable. If health insurance was affordable, people would lead better