MT305-Health Care Organization and Delivery
Professor Martha Jennings
June 8, 2010
It is prudent to keep in mind that the current system leaves million Americans without health insurance. There are many factors contributing to the poor care quality. Healthcare is too expensive already and barriers just contribute to Americans not getting proper medical care. Americans want the best possible healthcare they can get and they are demanding a basic necessity insurance coverage despite their circumstances. Health care insurance needs to be simplified. Let examine these ten determinants and see if resolving them can simplify healthcare for everyone.
Determinant One: Lack of financial Low-income households without access to government or private sector charity programs may be particularly impacted by rising health care costs. Almost half of the uninsured low-income chronically ill have reported problems in paying medical bills, which has likely contributed to delaying or foregoing medical care (Effects of Health Care Spending on the U.S. Economy). The truth is that everyone does not make the same amount financially. With that said Americans cannot afford to pay bills, feed their families, and have medical insurance. High premiums and too many restrictions make affording medical insurance difficult. The U.S. health care coverage system is employer-based. More and more employees are opting out of coverage because the system does not cater to them but to the employers. Americans are struggling to pay higher premiums, deductibles, and co-payments and shifting more cost onto them will just add more pressure and additional hardship at the doctor's office and the bargaining table. (What's Wrong with America's Health Care).
Determinant Two: Social status
High-income people think it is unfair for them to pay higher taxes in order to cover the health care expenses for the poor. Rich
References: Swift, M. (2010).Are there enough doctors? Daily Record, Ellensburg, WA. Retrieved June 13, 2010, from http://dailyrecordnews.com/news/article_1757f50a-7b44-11df-8c09-001cc4c002e0.html Tripp-Reimer, T., Choi, E., Kelley, L., & Enslein, J (2010). Access to Health Care in America: A Model for Monitoring Access. National Academy of Sciences. Retrieved May 22, 2010, from http://www.nap.edu/openbook.php?record_id=2009&page=31 (N.D) (N.D). Health Care: Health Reform. Retrieved May 31, 2010, from http://www.whitehouse.gov/issues/health-care (2010). Health Insurance Essential for Health and Well-Being. Retrieved May 31, 2010,From http://www8.nationalacademies.org/onpinews/newsitem.aspx?RecordID=12511 (2010).What 's wrong with America 's Health Care. American Federation of Labor Retrieved June 19, 2010, from http://www.aflcio.org/issues/healthcare/whatswrong/ (2010)