Identify and discuss the various types of private and/or social insurance available in and through your state and local government. Relate the application of social insurance to consumers based on their social and economic status using the profiles listed below. For which demographic(s) do gaps exist in your area? You can use the Internet and sites such as www.cms.gov for statistical data by state to locate this information. Do you feel it's the government's role to provide health insurance for these individuals? Why? Support your answers with research and reasoning. 1. A child of parents who do not have private health insurance 2. An elderly WWII veteran with diabetes 3. A bank teller who has just been laid off 4. A homeless individual 5. A college student who has just graduated without a guaranteed employment
I live in Richmond, VA. The various types of private and social insurances available through our state and local government are Aetna, Anthem, Carefirst, Celtic, Kaiser Permanente, Optima Health, and United Health One are some of the leading health insurances in Virginia. 6. A child of parents who do not have private health insurance: In Virginia this consumer would receive Medicaid.
7. An elderly WWII veteran with diabetes: In Virginia this consumer would receive Medicare.
8. A bank teller who has just been laid off: In Virginia this consumer would receive unemployment benefits.
9. A homeless individual: In Virginia this consumer would receive Medicaid.
10. A college student who has just graduated without a guaranteed employment: In Virginia this consumer would receive Medicaid.
Where I currently live there are gaps in the demographic when it comes to the elderly WWII veteran because there are many war veterans in my area that are homeless and are seen on the streets begging for money. In all of the places I have been, I see this predominantly
References: Buchbinder, Sharon B., Shanks, Nancy (2/2007). INTRO TO HEALTH CARE MANAGEMENT VITALBOOKS  (VitalSource Bookshelf), Retrieved from http://digitalbookshelf.southuniversity.edu/books/9780763798918/id/ch07lev1sec10