Health Care Utilization Paper

Topics: Health care, Medicine, Health insurance Pages: 3 (1104 words) Published: April 9, 2014
Health Care Utilization Paper
Nika Champion
Health Care Delivery in the U.S. - HCS/235
2/23/2014
Elaina Mahlan, Facilitator
Health Care Utilization Paper
The health reform debate is in full swing. Millions more people will gain health insurance, coverage will be more affordable, and people will have access to the health services they need. Health Care Reform and Access

The reason for Health Care reform is to make it easier on the citizens to be able to afford health insurance in the case they were to get sick or prevent them from getting sick. The law makes it more affordable instead of the rising cost, it is lowered so people can have insurance. The Health Care Reform act made it to be were the insurance companies will be held accountable on how much they raise their rates and how their money is spent. Plus, the new law will help lower costs through new tax credits and new marketplaces where insurers will have to compete for your business. At one time insurance companies were taking advantage of the people but now they have to make sure that everything is affordable. It was amazing how they could deny children that needed medical attention because they had prior health problems. Children that were born with asthma or born with other defects were being denied health coverage. Insurance companies were putting an amount on the coverage that would give the patient and if that failed they would find any little mistake in the paperwork to drop their health care coverage. The Affordable Care Act creates a new Patient’s Bill of Rights that protects you from these and other abusive practices. Thanks to the Affordable Care Act’s 80/20 rule, if insurance companies don’t spend at least 80 percent of your premium dollar on medical care and quality improvements rather than advertising, overhead and bonuses for executives, they will have to provide you a rebate. Things are much better now that the insurance companies have to cover many preventive services without it...


References: Comparisons. (2013). Universal Health Care. Retrieved from http://www.stanford.edu
Healthcare.gov. (2013). Affordable Care Act. Retrieved from http://www.healthcare.gov
The White House. (2013). Get the Facts Straight on Health Reform. Retrieved from http://www.whitehouse.gov
Continue Reading

Please join StudyMode to read the full document

You May Also Find These Documents Helpful

  • Health Care Utilization Paper
  • Health Care Utilization Essay
  • Health Care Utilization Paper
  • Health Care Utilization Paper
  • Hcs 235 Health Care Utilization Paper
  • Essay about Health Care Utilization
  • Health Care Utilization Paper
  • Health Care Utilization Paper

Become a StudyMode Member

Sign Up - It's Free