Health Care Reform
Health Care Reform
1. In what ways have recent health care reform measures expanded or inhibited access to care? The recent health care reforms-The Affordable Care Act has expanded access to health care. The Affordable Care Act usually make investments aimed at helping to raise the quality of care, as it gives Americans as well as their health care providers adequate control to the access of their health care. This act ensure that thousands of American people have access to cheap and affordable insurance hence giving millions of people better access to quality care. The current health care reform has been designed in such a manner that the health care system is made strong making it better for health care providers as well. Consumer protection and expanded coverage offers security where more than thirty two thousands million unsecured Individuals in America will have improved and increased access to quality and affordable health care coverage options. Having better and improved access to health coverage, more Americans are now seeking health problems immediately since they can afford it and hence reducing instances of More unhealthy/sick Americans. This also has lowered the burden of uncompensated care on hospitals, physicians and the general system.
The implementation of the Affordable Care Act 2010 has increased the accessibility of health care in all income ranges hence reducing the number of uninsured and underinsured by 70%. With uninsured and underinsured occupying 44% of the US population by the year 2010, there has been a considerable challenge and urgency as insurance reforms were rolled out with the implementation of the Act. The health insurance erosion for the working population and stagnant family incomes in the past decade has seen the insured and uninsured alike where they have to spend a great amount of their incomes to service medical care hence resulting in negative outcomes in terms of medical debt and access(Schoen, Doty, Robertson &. Collins , 2011).
The Act’s income-based provision for benefits and premiums addresses public concerns with regard to coverage adequacy and its expansion. The reforms target populations that are at risk of being underinsured or uninsured. It specifies the vital benefits and it establishes a guideline that addresses the ranges and variations that meet the actuarial value general standards. Starting 2014, the Act would offer medical aid to adults and elderly having their incomes below 133% on the poverty level scale. It will offer assistance that would limit the premium income shares to those having their incomes up to 400% on the poverty level scale. This will provide higher actuarial value for people with incomes of up to 250% on the poverty level scale that lowers their out-of-pocket servicing of medical care (Schoen et al, 2011). 2. How might changes to access influence utilization?
The current health care reforms does not only affect individuals coverage but also forces changes in the health care utilization as well. The changes made to the access of health care influences the level of individuals spending in the health care field. Such rates of utilization of health care are direct signs of the type of care that every patient is seeking. Also, these rates define how services differ from region to region. Important issues that will be present involve limited access to primary and preventive care since Medicaid will only allow noon-routine visits. Health care reforms just as seen from above question will expand patient’s utilization of urgent care departments and offices seeking health care since the reform makes this affordable. Additionally to the expanded access to health care by the current reforms, the Affordable Care Act will give local communities and the state access and utilization of new resources for addressing the states mounting health issues such as rise in obesity conditions, chronic diseases and...
References: Bardes, B. A., Shelley, M. C., & Schmidt, S. W. (2008). American Government and Politics Today: The Essentials. New York, NY: Cengage Learning.
Schoen, C., Doty,M.M., Robertson, R. H. &. Collins, S. R. (2011).Affordable Care Act Reforms
Could Reduce the Number of Underinsured U.S. Adults by 70 Percent, Health Affairs
Sherrow, V. (2009). Universal Healthcare. New York, NY: Infobase Publishing.
Torrey, T. (2008). What is universal health care coverage? Retrieved from http://patients.about.com/od/healthcarereform/a/universal.htm
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