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Health Care Deductibles

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Health Care Deductibles
I have come to the conclusion that the Affordable Care Act does not make health care coverage affordable for everyone. Why is that some might say? My belief is that insurance companies do not offer plans on the Market Place that are the most cost-effective and they do not take the average consumer into consideration. If I cannot afford private health care with high premiums, how can I pay lower premiums with high deductibles?
“The average deductible in 2015 was just under $3,000 for silver-level exchange plans and $5,200 for bronze-level plans. Deductibles can reduce costs by discouraging the use of low-value care, but they may also drive patients to skimp on necessary care.” (Sommers B, 2015) The article I read was “Health Care Reform's
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