Preview

Financial Performance Evaluation of Union Capital Limited’

Powerful Essays
Open Document
Open Document
15523 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Financial Performance Evaluation of Union Capital Limited’
Table of Content

Sl. No. Contents Page No. Executive Summary 1-2
1 Chapter 1-Introduction 3-4
1.1 Overview of Financial Sector in Bangladesh 4
1.2 Emergence of Non-Bank Financial Institutions and leasing Industry in Bangladesh 4
1.3 Objective of the study 5
1.4 Scope of the study 5
1.5 Methodology 5
1.6 Limitation 6
2 Chapter 2- Organizational Overview
2.1 Introduction and major events 7
2.3 Management Structure/ hierarchy 7-8
2.4 Functional Department of UCL 9-11
2.5 Product/ Service Offerings 11-14
2.6 Sources of Fund & Disbursement of Fund 14
2.7 Feature of lease finance by UCL 15
2.8 Lease Operational Procedure 16
2.9 Some Special Issues 17
2.10 Future Plan 17
3 Chapter 3- Policy and Strategy Guideline 18-34
4 Chapter 4-Project
4.1 Summary 35
4.2 Description of the report- 35
4.2.1 Objective of the project 25
4.2.2 Methodology & Limitation 35
4.3 Performance Analysis Of UCL 36
4.3.1 Financial Performance at a glance 36
4.3.2 Sector Wise Financial Position 36-37
4.3.3 Sector Wise Investment Mix 38
4.3.4 Recovery rate of Lease finance 38
4.3.5 Intra Company Analysis (Horizontally and Vertically ) 39-44
4.3.6 Inter Company Analysis ( Comparative Ratio Analysis) 44-54
4.4 Results and discussion 54
5 Chapter 5 55
5.1 Recommendations 55
5.2 Conclusion 55 Bibliography 56
Executive Summary
The report titled as ‘Financial Performance Evaluation of Union Capital Limited’ is discussed about the position of the company, Union Capital Limited (hereafter UCL) at the specified period. For ease of



Bibliography: a. Year Ended December 31, 2009 b Ahmed, M. N. and Chowdhury M. I. (2007). Non-Bank Financial Institutions in Bangladesh: An Analytical Review. Bank Parikrama. Volume XXXIII and XXXIV, March. Pp-66-89. Bangladesh Bank Quarterly (Various Issues) Bangladesh Bank (2008), “Financial Sector Review”, Vol.III, No.2, June, Policy Analysis Unit, Research Department. Bangladesh Bank Quarterly (Various Issues) Bangladesh Bank (2009), “Financial Sector Review”, Vol. IV, No.2, January, Policy Analysis Unit, Research Department. Goldsmith, R.W. (1969), Financial Structure and Development, Yale University Press, London. Islam M. A. and Osman J. B. (2005). Development Impact of Non-Bank Financial Intermediaries on Economic Growth in Malaysia: An Empirical Investigation. International Journal of Business and Social Science. Vol. 2 No. 14. Pp-187-198. Saha, S., Barai, M. K., and Mamun, A. A (1999), “Progress and Prospects of Non-Bank Financial Institutions in Bangladesh”, Bank Parikrama, Vol. XXIV, No. 1, March, pp-130-165. Sarker M. (2008). An Overview of Financial Sector. Published in BLFCA Year Book 2008. Salehuddin A. G. M. (2008). Operational Problems of Financial Institutions in Bangladesh. Published in BLFCA Year Book 2008. Vittas, D. (1997). The Role of Non-bank Financial Intermediaries in Egypt and other MENA countries. Development Research Group, World Bank.

You May Also Find These Documents Helpful

  • Powerful Essays

    As per our course requirement, we are presenting our report on “”. We are grateful to you for selecting this topic. This topic has given us the wonderful opportunity to work with company performance analysis. Beyond any doubt it has enriched our knowledge base and increased our experience. This project helped us tremendously to understand the implication of theoretical knowledge in the practical field. We hope you will appreciate our sincere effort…

    • 5555 Words
    • 23 Pages
    Powerful Essays
  • Powerful Essays

    Sarker, M. A. A. (1999), ‘Islamic Banking in Bangladesh: Performance, Problems and Prospects’, International Journal of Islamic Financial Services, 1(3), http://islamic-finance.net/journal.html…

    • 5176 Words
    • 21 Pages
    Powerful Essays
  • Powerful Essays

    Bangladesh began to implement financial sector reform measures in the 1980s and the interest rates were partially deregulated in November 1989 to introduce flexibility in determining deposit and lending rates. As a part of the process, Bangladesh Bank started to set the ceilings and the floors and individual banks were allowed to set their interest rates within the stipulated band. In April 1992 the interest rate bands for lending were removed for all sectors except agriculture, small industries, and exports while, for deposits, the ceilings were removed but the floors were retained. In this context, it is important to…

    • 4217 Words
    • 17 Pages
    Powerful Essays
  • Powerful Essays

    Basel Accord worldwide. The Basel Accord provides a series of measures to improve the stability of the world’s financial system but its implementation poses a number of challenges for both developing and emerging economies. Bangladesh faces a number of unique challenges in this regard due to its recent economic expansion and the fact that the rate at which the Basel Accord is being adopted lags behind that of other countries. This paper throws light on this and a number of related issues due to a combination of the novelty of the survey data from risk managers coupled with a rigorous statistical analysis. Results reflect that the Basel Accord is generally well regarded due to its underlying aims of improved capital standards and a scientific treatment of risk. However, operational risk emerges as a key barrier to implementation in Bangladesh. A number of further obstacles are highlighted, which, do seem to have been addressed although only with a partial degree of success. Privately owned banks appear to be more technically competent and more favorably disposed towards implementation than publicly owned banks.…

    • 5407 Words
    • 22 Pages
    Powerful Essays
  • Powerful Essays

    (eds.), Financial Regulation and Integration in East Asia, Chicago: University of Chicago Press. McKinnon, Ronald and Huw Pill (1998). “The Overborrowing Syndrome: Are East Asian Economies Different?” in Reuven Glick (ed.), Managing Capital Flows and Exchange Rates Perspectives from the Pacific Basin, Cambridge, United Kingdom: Cambridge University Press. Milesi-Ferretti, G. (1996), ‘Current Account Sustainability’, Princeton Studies in International Finance, No. 81, October. Reserve Bank of India (1993), Report of the High Level Committee on Balance of Payments. Reserve Bank of India, RBI Bulletin, Various Issues. Reserve Bank of India (2012), “RBI Study on Foreign Direct Investment”, April, www.rbi.org.in. Rossi, Marco (1999). “Financial Fragility and Economic Performance in Developing Countries.” IMF Working Paper WP/99/66 (May). Sachs, Jeffrey, Aaron Tornell, and Andres Velasco (1996). “Financial Crises in Emerging Markets. The Lessons from 1995,” Brookings Papers on Economic Activity, No. 1, 147-215. W.E. Griffiths, et al (1993), ‘Learning and Practicing Econometrics’, John Wiley and Sons, New York. Rojas-Suarez, Liliana and Steven Weisbrod (1995). “Financial Fragilities in Latin America: The 1980s and 1990s.” International Monetary Fund Occasional Paper 132.…

    • 7240 Words
    • 29 Pages
    Powerful Essays
  • Powerful Essays

    2. Bangladesh Economic Review 2000, Economic Adviser 's Wing, Finance Division, Ministry of Finance; Page # 172, Appendix – 45.…

    • 2826 Words
    • 12 Pages
    Powerful Essays
  • Powerful Essays

    The purpose of the report is based on my working experience in Bank Asia Limited and how the bank has implemented the Basel Accords following the guidelines of Bangladesh Bank.…

    • 11143 Words
    • 45 Pages
    Powerful Essays
  • Powerful Essays

    B. Nimalathasan, A comparative study of financial performance of banking sector in Bangladesh – An application of…

    • 3088 Words
    • 36 Pages
    Powerful Essays
  • Powerful Essays

    Capital markets are essentially about matching the needs of investors with those that need capital for development. Bangladesh has no shortage of both such parties, a young and dynamic population that increasingly wants, and is able to, make provision for lifetime events, to save for children’s education, for the possibility of ill health and ultimately for old age and retirement. On the other side of the equation, Bangladesh has a pressing need for investment resources to bolster its stretched infrastructure resources, to build more power stations, bridges, ports and gas-pipelines to empower the people in the development of enterprise and the creation of jobs. Debt markets are an extremely effective mechanism for matching the long term needs of savers with those of entrepreneurs. Term capital is a precious commodity and it has been a frustration to see the process of long term…

    • 2028 Words
    • 9 Pages
    Powerful Essays
  • Powerful Essays

    3 Bangladeshi Bank

    • 4383 Words
    • 18 Pages

    Banking sector of Bangladesh is one of the major sectors, which contributes significantly to the national economy. . It is the most popular industry for the development of social and agricultural sector of Bangladesh. Women, small entrepreneurs and farmers are encouraged and supported by the banking sector. The number of banks in all now stands at 49 in Bangladesh. Out of the 49 banks, four are Nationalized Commercial Banks (NCBs), 28 local private commercial banks, 12 foreign banks and the rest five are Development Financial Institutions (DFIs).…

    • 4383 Words
    • 18 Pages
    Powerful Essays
  • Powerful Essays

    Monetary Policy is the policy adopted by the central bank for control of the supply of money as an instrument for achieving the objectives of general economic policy. With the shifts of the policy stance of the government in various phases, necessary adjustments were made in the country's monetary policy. The Department of Research in the Bangladesh Bank plays an important role in the formulation of economic policies of the country. The principal function of the Department is to help the bank in the formulation of monetary and credit policies and also to assist it in discharging its duty as adviser to the Government on economic and financial matters. To this end, the department keeps the top executives of the bank fully informed of latest economic development both at home and abroad, in a regular and systematic manner. For this purpose the Department keeps a close watch on trends in the domestic economy as well as on international economic developments with particular reference to monetary, fiscal and trade problems and policies. Domestic and international economic developments are brought within the compass of comprehensive reports and reviews which are submitted for perusal of the Governor, Deputy Governor, and Senior Executives of the bank, as also the bank’s Board of Directors.…

    • 2561 Words
    • 9 Pages
    Powerful Essays
  • Powerful Essays

    Finally, the paper tried to establish the linear relationship among the various variables and net profit of the…

    • 3671 Words
    • 15 Pages
    Powerful Essays
  • Good Essays

    According to the requirement of the course of Working Capital Management (FNB 310) we would like to submit our assigned term paper on ‘Analysis of Working Capital Management: Textile Industries in Bangladesh.’ For preparing this term paper we provided our best effort through collecting data from reliable sources and using different forecasting techniques.…

    • 5001 Words
    • 21 Pages
    Good Essays
  • Powerful Essays

    1.0 Introduction The banking industry of Bangladesh has shown tremendous growth in volume and complexity over the recent years. Despite making significant improvements in all the areas relating to financial viability, profitability, innovation and competitiveness, there are concerns that banks have not been able to include vast segment of the population, especially the underprivileged sections and rural people into the fold of basic banking services. On the other hand, rapid growth of mobile phone users and wider range of the coverage of Mobile Network Operators (MNOs) has made their delivery channel an important tool‐of‐the‐trade for extending banking services to the unbanked/banked population. In order to ensure the access of unbanked people by taking advantage of countrywide mobile network coverage, Bangladesh Bank has brought out these operating guidelines for adoption by the commercial banks of Bangladesh. 2.0 Issuance Bangladesh Bank is issuing this guidelines as per the Article…

    • 2325 Words
    • 10 Pages
    Powerful Essays
  • Satisfactory Essays

    money Market

    • 403 Words
    • 2 Pages

    The money market of Bangladesh reached its present phase through a series of changes and evolution. Initially, after liberation, money market was the major constituent part of the financial market of the country. Capital market, its other segment was a relatively smaller part. All financial institutions of the country were nationalised after liberation. The growth and evolution of money market in the country took place during the period from 1971 to the early eighties under various sets of interventionist rules and regulations of the government and as such it could hardly reflect the actual market conditions. However, in this period a vast financial superstructure with large network of commercial bank branches was established in the country. Simultaneously, specialised financial institutions under government sector also emerged with the objective of mobilising financial resources and channeling them for short, medium and long-term credit and investments. The market participants had to operate in an environment of directed lending and loan disbursement goals, and predetermined rates of interest fixed by the authority. However, rate of interest in the call market…

    • 403 Words
    • 2 Pages
    Satisfactory Essays