Factors Affecting the Npa in Psb
A STUDY ON
THE FACTORS AFFECTING THE N.P.A OF PUBLIC SECTOR BANKS
A dissertation submitted to IMIS for partial fulfillment of the degree of PGDFC
INDRANEEL CHOUDHURY
09FC041-PGDFC
UNDER THE GUIDANCE OF
Dr. USHA KAMILLA
INSTITUTE OF MANAGEMENT AND INFORMATION SCIENCE
BHUBANESWAR
2009-2011
DECLARATION
I hereby declare that the report on ”Study on factors affecting the Non Performing Assets of Public Sector Banks” prepared by me under the guidance of Prof. Dr. Usha Kamilla, is best to my knowledge and research and the project done on the available secondary data provided by the R.B.I and the bank’s annual reports. The submitted project is fully authentic and does not cover any immaterial facts related to any other project.
(INDRANEEL CHOUDHURY)
09FC041
IMIS, Bhubaneswar
PREFACE
The present work discusses about the effect of some of the important factors which directly or indirectly influences the cause and rise of NPA in the Public Banks in INDIA.
This work is based on the secondary data collected from various sources such as RBI official site, banks information site along with some external authentic sources.
Analytical tools like Standard –deviation, Co-efficient variation, Annova and mean, median, mode.
I am sure this research work will provide necessary guidance to the students, who are interested in exploring the development problem relating to the NPA study in public sector banks in INDIA.
I express my deep gratitude to Prof. Dr. Usha Kamilla, Associate Professor of IMIS, Bhubaneswar, for my guidance throughout the dissertation work, which had enabled me to bring out this research work efficiently within the stipulated time.
Express thanks to Prof. Dr. Divya Gupta, Associate Professor, IMIS for helping me in collecting the data and the various information required for the research.
Institute of Management and Information Science
Bhubaneswar (INDRANEEL CHOUDHURY)
Lists of tables and graphs
Table no Title of the table
THE FACTORS AFFECTING THE N.P.A OF PUBLIC SECTOR BANKS
A dissertation submitted to IMIS for partial fulfillment of the degree of PGDFC
INDRANEEL CHOUDHURY
09FC041-PGDFC
UNDER THE GUIDANCE OF
Dr. USHA KAMILLA
INSTITUTE OF MANAGEMENT AND INFORMATION SCIENCE
BHUBANESWAR
2009-2011
DECLARATION
I hereby declare that the report on ”Study on factors affecting the Non Performing Assets of Public Sector Banks” prepared by me under the guidance of Prof. Dr. Usha Kamilla, is best to my knowledge and research and the project done on the available secondary data provided by the R.B.I and the bank’s annual reports. The submitted project is fully authentic and does not cover any immaterial facts related to any other project.
(INDRANEEL CHOUDHURY)
09FC041
IMIS, Bhubaneswar
PREFACE
The present work discusses about the effect of some of the important factors which directly or indirectly influences the cause and rise of NPA in the Public Banks in INDIA.
This work is based on the secondary data collected from various sources such as RBI official site, banks information site along with some external authentic sources.
Analytical tools like Standard –deviation, Co-efficient variation, Annova and mean, median, mode.
I am sure this research work will provide necessary guidance to the students, who are interested in exploring the development problem relating to the NPA study in public sector banks in INDIA.
I express my deep gratitude to Prof. Dr. Usha Kamilla, Associate Professor of IMIS, Bhubaneswar, for my guidance throughout the dissertation work, which had enabled me to bring out this research work efficiently within the stipulated time.
Express thanks to Prof. Dr. Divya Gupta, Associate Professor, IMIS for helping me in collecting the data and the various information required for the research.
Institute of Management and Information Science
Bhubaneswar (INDRANEEL CHOUDHURY)
Lists of tables and graphs
Table no Title of the table
References: 2) Mohammed Hossain,2008, ISSN 1450-216X,Vol.23 No.4 (2008), pg.659-680 3) Bhattacharya.H, 2001, Banking strategy, credit, appraisal & lending decision, Oxford University press, New Delhi