Preview

Credit Risk in Bank

Powerful Essays
Open Document
Open Document
11454 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Credit Risk in Bank
ACKNOWLEDGEMENT

This thesis has been completed with a lot of valuable assistance and cooperation from many people, whom I am sincerely grateful for.

Firstly, I would like to express my gratitude and appreciation to my supervisor, Luong Thai Bao, PhD, for providing me professional guidance and direction throughout my study. His careful editing contributed enormously to the production of this thesis. I could not have imagined having a better supervisor and mentor for my study.

Besides my supervisor, I would like to thank the rest of my thesis committee, for their encouragement, insightful comments, and hard suggestions in completing this thesis.

My sincere gratitude also goes to the professors in the EMBA program and EMBA staff, as well as the professors in NEU, for offering me great knowledge and supports.

Last but not the least. I would like to send my special thanks to my fellow colleagues of Bank for Foreign Trade of Vietnam for their great support in collecting and using the data during my thesis completion, for their ideas and advices, as well as their enthusiasm during the in-depth interviews in order to complete this thesis.

Chu Thi Thu Ba

TABLE OF CONTENTS

ACKNOWLEDGEMENT i
ABBREVIATIONS 1
LIST OF TABLES 2
LIST OF FIGURES 3
EXECUTIVE SUMMARY 4
INTRODUCTION 6
CHAPTER 1: THEORETICAL BACKGROUND AND LITERATURE REVIEW ON CREDIT RISKS AND CREDIT RATING 15
1.1. Credit risks and credit risk management in banks 15
1.1.1. Definition of credit risks 15
1.1.2. Classification of credit risks 16
1.1.3. Features of credit risks. 17
1.1.4. The main basis in determination of the credit risk levels. 18
1.1.5. Consequences of credit risks. 19
1.1.6.Reasons for credit risks 21
1.1.7. Credit risks management in banks 23
1.1.8. Credit risk management by internal credit rating



References: Figure 2.4: Outstanding loans by industries of Vietcombank at December 31st, 2010 53 Figure 2.5: Outstanding loans by economic sectors of Vietcombank at December 31st, 2010 54 Figure 2.6: Loans to small and medium enterprises (SMEs) of Vietcombank at December 31st, 2010 55 Figure 2.7: Credit market share in 2010 56

You May Also Find These Documents Helpful

  • Powerful Essays

    I would never have been able to finish my project without the guidance of my committee members and friends. I would like to express my deepest gratitude to my advisor, Dr. Vamsi Paruchuri for his excellent guidance, patience, ideas and for providing me the resources required to conclude my project. I would like to thank Dr. Chenyi Hu, for his tremendous academic support and the way he has helped me to craft my report. Similar profound gratitude goes to Dr. Yu sun for serving on my thesis committee member and for her constant support and faith in me all the time.…

    • 5250 Words
    • 21 Pages
    Powerful Essays
  • Powerful Essays

    I would like to thank my supervisor Dr. O. Francis for guiding and helping me in writing dissertation. I would also like to thank all of the faculties at my college who have taught me even for a single day. The knowledge and guidance I have gain from my tutors is indeed priceless.…

    • 17747 Words
    • 71 Pages
    Powerful Essays
  • Powerful Essays

    Second, I would like to thank my adviser to read my thesis and to provide valuable advices, to reproof the paper, as well as all the other professors.…

    • 6033 Words
    • 25 Pages
    Powerful Essays
  • Powerful Essays

    State Water Board

    • 4778 Words
    • 20 Pages

    I am also grateful to my departmental supervisors for their understanding and support. I would also like to give much thanks to my dear friends whose contributions have made this report a great success. I love you all.…

    • 4778 Words
    • 20 Pages
    Powerful Essays
  • Powerful Essays

    Dissrtation

    • 7829 Words
    • 32 Pages

    The writing of this dissertation has been one of the most significant academic challenges I have ever had to face. Without the support, patience and guidance of the following people, this study would not have been completed. It is to them that I owe my deepest gratitude.…

    • 7829 Words
    • 32 Pages
    Powerful Essays
  • Powerful Essays

    Thesis Final

    • 28481 Words
    • 114 Pages

    I would like to show my sincere thanks to many people who have helped me so much for the completion of this thesis. First of all, I wish to express my deepest thanks to my instructor, Ms. Đoàn Thị Hồng Vân. Her patient guidance, helpful advice, and great encouragement do make a significant contribution to the accomplishment of my thesis. I also feel deeply indebted to all members of Vietnam VNC Import-Export Investment Corporation who have kindly helped me during my time of internship. Without their help, I would not have finished my thesis. Besides, I would like to acknowledge all the authors, known and unknown, whose materials have been referenced during the process of this work. Finally, I am genuinely grateful to my dear family and my friends for their enormous help in the time I conducted the thesis.…

    • 28481 Words
    • 114 Pages
    Powerful Essays
  • Good Essays

    Boundaries

    • 14239 Words
    • 57 Pages

    This thesis has greatly benefited from the support of professor Bonita Rhoads Ph.D. I would like to thank her for her kindness and for being always ready to help with her advice and encouragement.…

    • 14239 Words
    • 57 Pages
    Good Essays
  • Powerful Essays

    I would like to express my sincere appreciation and thanks to all those peoples who helped me with there guidance and moral support. Especially, I would like to thank my guide and mentor Ar. Asok Puthiyan and Mr. Anil kumar P.P. for lending me there valuable guidance during my thesis program. I would also like to thank Dr. Lizmol Mathew and Mr. Naseer…

    • 8246 Words
    • 33 Pages
    Powerful Essays
  • Powerful Essays

    irish

    • 2953 Words
    • 12 Pages

    I would like to begin by thanking my supervisor Mr. Philippe Rouchy for the choice of topic, and for his guidance throughout this thesis. The direction and motivation he gave me was invaluable for its completion. I am truly grateful for his feedback and literature review assistance.…

    • 2953 Words
    • 12 Pages
    Powerful Essays
  • Good Essays

    synonym

    • 1725 Words
    • 7 Pages

    ACKNOWLEDGEMENTS We would like to take this opportunity to give our sincere thanks to our supervisor , Mrs. Nguyen Thi Thanh Huyen for her guidance, detailed remarks and encouragement through the course of writing this essay. We would like to express our thanks to all our teachers at the Foreign Department, Phuong Dong University for their teaching, advice and help during our four years studying here. Next, our thanks also go to our friends, who gave us documents and encouraged us much while the work was in process. Last but not least, we would like to express how thankful we are to our beloved families who always stand by us and help us overcome all the difficulties in studying and completing this essay. .…

    • 1725 Words
    • 7 Pages
    Good Essays
  • Powerful Essays

    Internship report at TPbank

    • 2709 Words
    • 10 Pages

    Finally, I would like to extend my heartfelt thanks to all who assisted with their valuable suggestions and idea while preparing the report.…

    • 2709 Words
    • 10 Pages
    Powerful Essays
  • Powerful Essays

    I also take this opportunity to express a deep sense of gratitude to Professor Nilesh Manore and other visiting faculty members for their valuable information and guidance, which helped me in completing this task through various stages.…

    • 6511 Words
    • 27 Pages
    Powerful Essays
  • Powerful Essays

    In this section of the dissertation, it is a pleasure to show my deepest gratitude to all those who have made this dissertation possible for me.…

    • 9898 Words
    • 40 Pages
    Powerful Essays
  • Powerful Essays

    Credit Risk

    • 7697 Words
    • 31 Pages

    The loans in Peru are financial instruments widely used both by individuals and by companies of any size, as there are different…

    • 7697 Words
    • 31 Pages
    Powerful Essays
  • Best Essays

    The concept of a “credit crunch” has a long history reaching as far back as the Great Depression of the 1930s.…

    • 3740 Words
    • 15 Pages
    Best Essays