Cause and Effects of Obama Care
Despite the contentious nature of the debate on health care in America, the fact remains that President Obama’s healthcare reform represents a once in a lifetime opportunity to improve the lives of all Americans. This means both the uninsured as well as the insured. For all Americans, health insurance represents peace of mind. Having good insurance means no worries for you or your family. However, even with present day insurance, most American families are just one major illness away from bankruptcy which is why changes need to be made in the current system.
Disease will never be eliminated, but healthcare reform will give all Americans access to quality and affordable health insurance, so that they will have the best chance of getting better without going into massive debt. Under the current system insurance companies have and exercise all the power. They are legally allowed to pick and choose who gets a policy. They can also deny coverage for pre-existing conditions. Or they can grant coverage at premiums that most people really cannot afford. These insurance companies also offer plans that seem to grant coverage but don’t. Americans are forced into situations of having to stay at a lousy job in order to maintain their insurance coverage. It is not unusual to wake up from surgery for a covered illness only to find that the coverage came up a $100,000 short on payment. The individual is liable for the shortfall.
Obama’s healthcare reform will switch things up giving the American people choice and control over their health care, because healthcare reform instills competition into the market place. It will no longer be an industry wide monopoly of controlled pricing and coverage designated by strangers. Some of the changes that will come with Obama’s healthcare reform will include closing the gap for older children. This means a person who has been covered on his parents insurance can stay covered until he afford his own after graduation. Presently this drop
Disease will never be eliminated, but healthcare reform will give all Americans access to quality and affordable health insurance, so that they will have the best chance of getting better without going into massive debt. Under the current system insurance companies have and exercise all the power. They are legally allowed to pick and choose who gets a policy. They can also deny coverage for pre-existing conditions. Or they can grant coverage at premiums that most people really cannot afford. These insurance companies also offer plans that seem to grant coverage but don’t. Americans are forced into situations of having to stay at a lousy job in order to maintain their insurance coverage. It is not unusual to wake up from surgery for a covered illness only to find that the coverage came up a $100,000 short on payment. The individual is liable for the shortfall.
Obama’s healthcare reform will switch things up giving the American people choice and control over their health care, because healthcare reform instills competition into the market place. It will no longer be an industry wide monopoly of controlled pricing and coverage designated by strangers. Some of the changes that will come with Obama’s healthcare reform will include closing the gap for older children. This means a person who has been covered on his parents insurance can stay covered until he afford his own after graduation. Presently this drop