Camel Rating Of Brac Bank
Camel Rating of Brac Bank Ltd
Course code: FIN-4142
Course Title: Bank Management
School Of Business Studies
Date of Submission: January 10, 2014
Table of Contents
Origin of camels rating system
Six Factors of Camels Ratings System
Process of Camels Reporting:
Camels Rating System of Bangladesh:
ANALYSIS ON “CAMELS RATING
SYSTEM” OF BRAC BANK LTD.
Analysis of The Comparison of
Camels Rating System In Brac Bank
Camel Rating of Brac Bank Ltd.
Camels rating system is a common phenomenon for all banking system all over the world. It is used in all over the country in the world. It is mainly used to measure a ranking position of a bank on the basis of few criteria. Camels rating system is an international bank-rating system where bank supervisory authorities rate institutions according to six factors.
The six factors are represented by the acronym "CAMELS".
The six factors examined are as follows:
C - Capital adequacy
A - Asset quality
M - Management quality
E - Earnings
L - Liquidity
S - Sensitivity to Market Risk
Bank supervisory authorities assign a score on a scale of one (best) to five (worst) for each factor to each bank. If a bank has an average score less than two it is considered to be a highquality institution, while banks with scores greater than three are considered to be less-thansatisfactory establishments. The system helps the supervisory authority identify banks that are in need of attention.
Origin of Camels Rating System:
There were many banks rating system available in the world. However, Camels rating system is the most successful bank rating system in the world. The ‘Uniform Financial Institutions