An Essay on Student Debt

Topics: Debt, Loan, Student loan Pages: 5 (1852 words) Published: December 10, 2013


Student Debt
Joe Shearin
DeVry University
Prewriting

The narrowed topic for my paper is Student Debt in America and how can we stop it as a society. It’s very hard to get out of student debt and I will show ways that people can overcome this issue that has been going on for some time.

Who is your primary audience or reader? Why? Be detailed in your answer about your audience. My intended audience for my paper is students that are struggling with student debt and are looking for a way to get out of it. I am choosing this group because these are the future of America who will be finding ways to get out debt and trying to let it go.

In a sentence or short paragraph, what is your thesis statement, including your angle? Write what will appear in your essay. My point is that student debt is faced by students that are going into college for the first time or someone who has been attending for years. It is a vicious circle to get into and for majority of the time it’s very hard to get out of.

What topic sentences will you use as the foundation of your communication? (If necessary, add more points.) Student Debt has to be ended because if it continues then there will be no way for students to get out of it. Student Debt has increased over the past few years because it is so much easier to receive credit cards and not that many people have money to attend college. The increase of student debt is related to the students taking out more private loans in order to pay for college. Many states are going to start offering repayment plans for students that do not have a way to pay back the loans that they take out for college. Organizations are being created to give students ways to declare financial independence and help them not have issues in the future.

What method of organization and development will you use to develop your paragraphs? Introduction:
Student Debt is faced by students that are going into college for the first time or someone who has been attending for years. It is a vicious circle to get into and for majority of the time it’s very hard to get out of. Every time a student has the temptation to sign up for a credit or take out a student loan they are going to end up in debt one way or another. Body:

Student debt has to be ended because if it continues then there will be no way for students to get out of it. There needs to be specific ways that students can end this problem with student. I will go into detail about the ways I have dealt with student debt and put the reader in my shoes. Student debt has increased over the past few years because it is so much easier to receive credit cards and not that many have money to attend college. I’m going into detail about how students can avoid applying for credit cards and save money for college.

Conclusion:
I will conclude my report by giving more information about student debt and how it can be avoided without getting too much further into it. We need to find a better way to have financial freedom and help students deal with the debt they are incurring.

Student Debt
Christina Zampelli’s journey into college was one that she would never forget because all of the issues of trying to receive enough money to actually attend a program. Ms. Zampelli’s only option to attend college was to serve our country and in return will get free tuition while she is in college. This happens more than often with students because they really do not have any other options to choose from. With student debt being more prevalent than often it will be much harder as years go on to steer away from student debt. Loans cannot be avoided and this causes over 15,000 dollars in debt after they graduate college. Ms. Zampell’s will only have more issues with student debt if there were no other ways to gather money to attend college. Student debt has been a problem for the past few years because students do not know how it will affect them in the long run. There...
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