Affordable Care Act

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The Affordable Care Act becomes law.
On March 23, 2010, President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms that will roll out over four years and beyond, with most changes taking place by 2014. Others have already begun

The House Repeal Vote: Inside the War on Health Care Reform
By Kate Pickert Wednesday, Jan. 19, 2011

Read more: http://www.time.com/time/magazine/article/0,9171,2041088,00.html#ixzz1ay5hIqDl

In the nearly 10 months since the Democrats' health care bill became law, bureaucrats have been feverishly writing new regulations, and the first wave of reform has arrived. There are tax credits for small businesses to cover employees; kids can stay on their parents' policies until they are 26; co-pays for preventive care went away. But to most Americans, the enactment of the Patient Protection and Affordable Care Act has felt less like the dawn of a new era and more like the start of a long partisan war over whether reform should proceed at all.

Coverage for Young Adults
Insurance companies must allow parents to include children age 25 or younger as dependents on their policies. Children 25 and under can join their parents' policies even if they are not listed as a dependent for tax purposes and even if they don't live with their parents. However, as with coverage for children with pre-existing conditions, there are a number of caveats that apply to this new rule. Some plans that existed before the Affordable Care Act was signed, on March 23, 2010 — like those that maintain grandfathered status — will not be required to extend dependent coverage to these young adults if they can get their own insurance through work. Children ages 19-25 who have pre-existing conditions may face exclusion periods. Plus, about half the states already allow adult children to be included as dependents. Still, up to about 2.5 million young adults could gain new coverage.

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