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Affordable Care Act

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Affordable Care Act
Understanding the Public Health and the Law

On September 23, 2010 new reforms under the Affordable Care Act begin to bring to an end some of the worst abuses of the insurance industry. “These reforms will give Americans new rights and benefits, including helping more children get health coverage, ending lifetime and most annual limits on care, and giving patients access to recommended preventive services without cost-sharing (Turnock, 2010).” These reforms will apply to all new health plans, and too many existing health plans as they are renewed. Many other new benefits of the law have already taken effect, including rebate checks for seniors in the Medicare donut hole and tax credits for small businesses. And more rights, protections
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The Affordable Care Act is projected to reduce premium costs for millions of families and small business owners who are priced out of coverage today. This could help as many as 32 million Americans who have no health care today receive coverage. Once the Affordable Care Act is fully implemented, Americans will have access to affordable health …show more content…
“Many important benefits begin as early as this year, including bans on the worst insurance company abuses; cost savings for seniors, families and small and large businesses; and coverage options for many Americans who have been locked out of the insurance market because of a preexisting condition (Turnock, 2010).” Some conservatives have argued that the exchange should be open to any insurance company that wants to participate. “Let the free market set prices and benefit levels, they counter. Blue Cross/Blue Shield of Illinois, made the same point at the state task force's first public meeting last month (Brust, 2010).” That approach, however, takes away the state's direct ability to set common standards and encourage delivery reforms; insurance companies may be willing to change how they do business quite dramatically if the state can promise them access to hundreds of thousands of potential new clients. But, according to an interview with Duffett by the AP, is consistently on the side of insurance companies. The Republican, in other words, might push for a neutered

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