After civil war in 1979 and general election in 1993, Cambodia has become a peaceful country. Since that Cambodia attracts both local and international investors in many industries. Especially, in bank services is extremely boom. Related to the financial services, there are many finance organizations and institutes have been invented. Now, our group would like to focus on one private bank which is the largest commercial bank in Cambodia according to Moody’s investor service and standard & poor’s, ACLEDA Bank is the first bank in Cambodia that assigned ratings by the top international credit rating agencies. The next part of this paper will detail about bank profiles. And then, we will talk about the products and services that provides by ACLEDA Bank. What is more, we are aslo going to talk about structural of the company. Furthermore, is about the business’s environment of the company. Moreover, our group will describe more about human resource management and staff retention & motivation. The last view is to summary the overall.
2. Brief Profile Of Bank
With the ILO and UNDP as godparents, ACLEDA was established in January, 1993, as a national NGO for micro and small enterprises development and credit by a group of founders below. From its earliest days it enjoyed the support of a number of major international development agencies whose contribution is gratefully acknowledged in our ‘Roll of Honor’. ACLEDA Bank Limited was licensed by the National Bank of Cambodia as a Specialized Bank on October 07, 2000. On December 01, 2003, ACLEDA Bank, once again, was licensed by the National Bank of Cambodia as a Commercial Bank to enable it to provide full banking services according to the needs of the customers and the market and it was renamed ACLEDA Bank Plc. ACLEDA Bank Plc. is 51% owned by Cambodia interests, including its staff, with the remaining 49% taken up in equal parts by IFC