Ratio Analysis of Bank of India
Analysis of Financial Ratios On Bank Of India
By S Raj Sharan Roll No. 28
Index
Topics
Page No
1. Introduction..…………………………………………………………... 2 2. Spread Analysis …………………………………………………….... 3 3. Efficiency Ratios ………………………………………………………. 5 4. Growth Ratios …………………………………………………………. 7 5. Profitability Ratios …………………………………………………… 8 6. Valuation Ratios ………………………………………………………. 9 7. Asset Quality & Capital..…………………………………………..11 8. Overall Analysis against the Competitors …………………12
Page | 1
Bank Of India
Introduction Bank Of India was started by a group of business men in 1906 with a paid up capital of 50lakh rupees. It was under the private partnership till 1969, when it was nationalised along with 13 other banks. In due course the bank has spreaded all over the country with the growth of 26% and now it has more than 3000 branches nationwide and 29 branches abroad. The Bank of India has headquarters at Mumbai and today it occupies a premier position in terms of business volume with a business mix of 515040 crores. It’s the first nationalised bank to computerise all its branches and also the founder of SWIFT message in India. The bank has been ranked 8th in TOP 50 SERVICE BRANDS in ‘The Most Trusted Brands Survey 2010’ and 2nd among all Public Sector Banks. Its first public offering was done in 1997 and as per 30-Sept-2009 the number of shareholders amounts to 2, 15,790. Financial ratios are guides or shortcuts that are helpful in analysing the financial health, position and operations of a company. By comparing them with the ratios of the previous years or to that of the other companies of the same industry we can get a picture of the current position of the firm with respect to its fellow competitors. The main purpose is to investigate the company in its general understanding and its environment. In this report the financial ratios of Bank Of India has been analysed, compared and interpreted accordingly to show how it flares with other players of the same
By S Raj Sharan Roll No. 28
Index
Topics
Page No
1. Introduction..…………………………………………………………... 2 2. Spread Analysis …………………………………………………….... 3 3. Efficiency Ratios ………………………………………………………. 5 4. Growth Ratios …………………………………………………………. 7 5. Profitability Ratios …………………………………………………… 8 6. Valuation Ratios ………………………………………………………. 9 7. Asset Quality & Capital..…………………………………………..11 8. Overall Analysis against the Competitors …………………12
Page | 1
Bank Of India
Introduction Bank Of India was started by a group of business men in 1906 with a paid up capital of 50lakh rupees. It was under the private partnership till 1969, when it was nationalised along with 13 other banks. In due course the bank has spreaded all over the country with the growth of 26% and now it has more than 3000 branches nationwide and 29 branches abroad. The Bank of India has headquarters at Mumbai and today it occupies a premier position in terms of business volume with a business mix of 515040 crores. It’s the first nationalised bank to computerise all its branches and also the founder of SWIFT message in India. The bank has been ranked 8th in TOP 50 SERVICE BRANDS in ‘The Most Trusted Brands Survey 2010’ and 2nd among all Public Sector Banks. Its first public offering was done in 1997 and as per 30-Sept-2009 the number of shareholders amounts to 2, 15,790. Financial ratios are guides or shortcuts that are helpful in analysing the financial health, position and operations of a company. By comparing them with the ratios of the previous years or to that of the other companies of the same industry we can get a picture of the current position of the firm with respect to its fellow competitors. The main purpose is to investigate the company in its general understanding and its environment. In this report the financial ratios of Bank Of India has been analysed, compared and interpreted accordingly to show how it flares with other players of the same