Js Bank Report

Topics: Bank, Banking, Commercial bank Pages: 61 (16442 words) Published: August 24, 2013
Internship Report 2012

Internship Report
On
JS Bank Limited (Wazirabad Branch)

Prepared by:
AAMNAH ASIF
BB08104
Department: Business Administration
aamnahasif@yahoo.com

Business Department Punjab University Gujranwala, Pakistan

PUNJAB UNIVERSITY
GUJRANWALA CAMPUS

PREFACE:-
Banking sector owes a pivotal importance in the economy of any country through its vibrant functions. This is the deep seated motivator that geared up me to join any bank for internship. Moreover, the practice and familiarity learned during this tenure would also attest very helpful and alleviating in the awaiting proficient life. This report is an upshot of my six weeks internship in JS BANK, Wazirabad– Pakistan. JS BANK posses an imperative importance in the banking sector of Pakistan. It always remains the center of hustles in business activities. It always endows with great covenant of rally round in terms of funds and services at all epochs of its dynamism. Although, a derisory period of six weeks is not enough to learn the complex operations of JS BANK yet I made industrious efforts to converse them comprehensively in this report. Particularly, I have remunerated more accents on study of distinguishing features and services of JS. I have made maximum venture to elaborate this report with the material read, listened and observed. I have strong belief that this report will guide and ease the readers to understand the operations of banking system and more prominently have good knowledge about JS BANK, one of the most trusty and leading banks in Pakistan. Dear readers, I hope that you will appreciate my report and sense that reading my report is not like to waste the time in any respect.

TABLE OF CONTENTS
EXECUTIVE SUMMARY………………………………………………………….……...…i ACKNOWLEDGEMENT……………………………………………………………………..ii DEDICATION………………………………………………………………………………....iii BANK…………………………………………………………………………………………..5 ORGANIZATIONAL OVERVIEW…………………………………………………………………….…….…….….9 KEY MGT………………………………………………………………………………..……12 INVESTMENT ……………………………………………………………………………….19 PRODUCT LINES AND SERVICES……………………………………………………….23 PRODUCTS………………………………………………………………………………..…29 AUTO FINANCING………………………………………………………………………….33 LOANS………………………………………………………………………………...……...37 IMPORT SERVICES………………………………………………………………………....40 ORGANIZATIONAL STRUCTURE……………………………………………………..….43 FINANCIAL ANALYSIS………………………………………………………...…………..46 SWOT ANALYSIS………………………………………………………………...…………58 DEPARTMENTAL OVERVIEW……………………………………………………………62 TYPES OF ACCOUNTS……………………………………………………………………..64 CLEARING………………………………………………………………………..…………68 INTERNSHIP EXPERIENCE………………………………………….……………………77 CONCLUSION…………………………………………………………………..…………..83 RECOMMENDATIONS……………………………………………………………………84 REFERENCES………………………………………………………………………………90

what is BANK?
It has not so far been decided as to how the word ‘Bank’ originated. Some authors opine that this word is derived from the words ‘Bancus’ or Banque’ which mean a bench. Other authorities hold the opinion that the word ‘Bank’ is derived from the German word ‘Back’, which means ‘joint stock fund’. It is therefore, not possible to decide as to which of the opinion is correct, for no record is available to ascertain the validity of any of the opinions The term bank is being used for a long time yet it has no precise definition. The basic reason is that the banks perform not just one but many types of functions originally the banks were supposed to make short term loans to the traders only. The banks now not only make short term loans to the formers, traders , industrialist etc. But also invest in a wide variety of long term earning assets. The commercial banks also undertake and execute trust, deal in stock, shares and debentures, issue guaranties and indemnities underwrite and sell new securities, and deal in foreign exchange etc. Banking industry acts as life-blood of modern trade and commerce acting as a bridge to provide a...
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