different mortgagerates are discussed and compared to know about the cheapest rate. It was supposed to collect mortgage data for 10 years, 15 years and 30 years but unfortunately 10 years mortgagerate was not available for the mortgage lender companies we have selected. In the next step, these rates are...
getting out of it. Unfortunately, the vast majority of all writing about the crisis – including this blog – assumes some familiarity with the world of mortgage-backed securities, collateralized debt obligations, credit default swaps, and so on. You’ve probably heard dozens of journalists use these terms without...
Buying a House:
Negotiating Your Best Deal
Byron B. Nichols
Negotiations in Management/MGMT 5330
Dr. Melanie Schulte
When it comes to purchasing things, most Americans are awful negotiators. Negotiation is not part of our culture. We have been conditioned for generations to be passive...
Choose mortgage financing that meets your needs.
BUYING AN AUTOMOBILE
Buying an automobile is probably the first major expenditure many of us make. The car purchase is second only to housing in the amount of money the...
7 reasons banks reject mortgage applications, and how to get approved
1. Can't properly document your income
This may come as a shocker to many people – especially those who have worked so hard to get that super-high FICO score or to save a ton of cash. But having good credit isn't the be-all and...
Group Number: 5404
NANYANG BUSINESS SCHOOL
MORTGAGE LOAN TENURE PREFERENCES AND
IMPACT OF PROPERTY COOLING MEASURES
Supervised By: Dr. Kong Yoon Kee
Applied Research Project submitted to the Nanyang Business School, Nanyang
Technological University in partial...
Mortgage Industry: Past and Present
There are many branches in the Finance Industry and one of those branches is the Mortgage Financing Industry. Even the average person who does not know about the Mortgage Industry has been exposed to it especially with al the press it is receiving right now. The mortgage...
Dozens of useful mortgage tips and in-depth chapters
to help you get a great mortgage deal
From The Archer Pacific Mortgage Library
9 Big Refinance Mistakes 4
Bad Credit Refinance Loans - Getting A Good Deal 6
Instant Equity Refinance Tips 8
Buy A Home - 4 Different Reasons...
Closing the Gap in Homeownership Rates: How Fannie Mae
and Lender-Partners Can Close the Gap
This proposal addresses the gap in homeownership rates between whites and minorities. According to the...
products and mortgage banking services that are consistent with the needs of customers.
Ryan Homes believes that by focusing on the following three areas, the company will be able to continue to be a successful and profitable company.
Ryan Homes has its own in-house mortgage company...
public mortgage foreclosure crisis was brought to the forefront of the nation, thousands of Philadelphia homeowners were being left homeless due to the foreclosures and subsequent sheriff sale of their homes. Many of these individuals purchased homes when the market prices were very high and mortgage loans...
also left it deep in debt (Beazer Homes USA, Hoover’s Company Records, 2009)Family Tree. That debt, plus a recession, had Beazer struggling by 1991, when it was acquired by UK-based Hanson PLC. Hanson spun off the US homebuilding portion of Beazer in 1994 as Beazer Homes USA, which has continued to expand...
THINGS TO CONSIDER WHEN BUYING A FIRST HOME
Owning a home is almost everyone’s dream. For some people, their dream home sits on several secluded acres with a pond nearby. For others, it is on the 40th floor of a luxury high-rise in a major city where crowds bustle below. Whatever the ultimate dream...
First Time Homebuyers
Ms. James-Etta Goodloe
There is always the common question what does it take to get a first time home buyers loan? And the answer is there is so much that goes into the process of getting a home loan. You have to find out if there is a down...
The Six Biggest Mistakes Investors Will Make in 2012!
Written by Sasha Cekerevac, BA
here is an old saying when it comes to the markets: investors are like sheep. And, just like sheep, most investors follow the herd aimlessly without a real understanding of what’s happening around them. This is also...
Even though Countrywide stopped offering subprime loans 4 months ago, the company is still in the forefront of the subprime mortgage lending and foreclosure crisis.
Lawsuits seem to be coming from all directions, federal and state investigative probes are launched against them, stock...
A New House- Decision
The first thought is always the easiest part when it comes to home ownership, the rest is where the challenge, even stress and heartache begins. And after it all begins and just when you think you might be coming to the end of your long purchasing journey, disappointment...
Adjustable-Rate Home Mortgage Loan
Buying a home today is much more confusing than in the past. The mortgage market has changed completely from the days when “home mortgage" meant a 30- year, fixed-rate loan. Then, the mortgage market was something like the ice cream...
unsustainable levels relative to incomes and other economic indicators, followed by decreases that can result in many owners holding negative equity (a mortgage debt higher than the value of the property).
Additional - what is the meaning of Real estate bubble?
Unlike a stock market crash following a bubble...