tSTRUCTURE OF BANKS Commercial banks can be divided into 2 main categories: (1) Scheduled banks (2) Non-scheduled banks (1) Scheduled bank: A scheduled bank is so called because it has been included in the second schedule of Reserve bank of India Act‚ 1934. To be included in the schedule‚ the bank must satisfy the following 3 conditions: (a) It must have paid up capital and reserves of an aggregate value of at least Rs. 5 lakhs; (b) It must satisfy the reserve bank that its affairs
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Credit Appraisal for: GRILL ‘N’ CHILL PVT (LTD) Prepared By : Mandivei Ashly Check By : T Mutambanadzo BORROWER KYC COMPLIANCE : this is a new relationship with the client OWNERSHIP : Moyo Sarah 80% and Moyo Lingiwe 20% DIRECTORS : S Moyo and L Moyo. GENERAL INFORMATION Date of establishment : 1 December 2012 Relationship since : n/a Company last visited : 15 November
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EVOLUTION OF BANKS IN PAKISTAN There are different opinions that how the word ‘Bank’ originated. Some of the author’s opinion that this word is derived from the word ‘Bancus’ or Banque’‚ which means a bench. The explanation of this origin is attributed to the fact that the Jews in Lombard transacted the business of money exchange on benches in the market place; and when the business failed‚ the people destroyed the ‘bench’. Incidentally the word ‘Bankrupt’s said to have evolved from this practice
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first beginning around the middle of 12th century in Italy and the bank of Venice. Founded in 1157 was the first public banking institution. Following if were established Bank of Barcelona and Bank of Genoa in 1401 and 1407 respectively. The bank of Venice and the bank of Genoa continued to operate until the eighteenth century. With the expansion of commercial activities in northern Europe‚ there sprung up a number of private banking houses in Europe and slowly it spread throughout the world
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Reserve Bank of India Main Functions Reserve Bank of India regional office‚ Delhi entrance with the Yakshini sculpture depicting "Prosperity through agriculture"[25]. The RBI Regional Office in Delhi. The RBI Regional Office in Kolkata. Monetary Authority The Reserve Bank of India is the main monetary authority of the country and beside that the central bank acts as the bank of the national and state governments. It formulates‚ implements and monitors the monetary policy
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STATE BANK OF INDIA “Banker to every Indian” Satate Bank of India better known as (SBI) is the largest banking and financial service provider in India by it’s assets ‚market capitalization and revenue. SBI with it’s 200 year of legacy‚ assets worth US$360 Billion‚14120 branches within India and 173 foregin offices gives it a leverage over other competive banks. SBI is a regional banking behemoth and is one of the largest financial institutions in the world. SBI has five
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CUSTOMER RELATIONSHIP MANAGEMENT IN INDIAN BANKS * Popli‚ G.S ** Rao‚ D.N. 1. Background Relationship Marketing is the process of building long term mutually beneficial relationship with the customers. The Financial Institutions in the developed countries are using this marketing tool very effectively by taking full advantage of Information and Communication Technologies. The Indian Banking Industry which was operating in a bureaucratic style prior to 1991 had to undergo large scale transformation
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II.Subject of investigation: The German state banks 4 II.1.Sachsen LB 5 II.2.Bayern LB 7 III.Reasons for the underperformance 8 III.1.Business model 8 III.2.Management Board 10 III.3.Supervision 11 III.4.Market structure/ Early warnings 13 Cf. Spiegel (2008) 15 IV.Adjustments 16 Cf. Handelsblatt (2012) 17 I.Bibliography 19 II.Appendix 24 I. Introduction and research questions The German taxpayer had to bail out state-owned banks after their managements recklessly gambled away
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Hatchet Answer Key Novel Study Guide Gary Paulsen Answer all questions in sentence form. Chapter One 1. Describe the setting at the beginning of the story. Brian Robeson is sitting in the cockpit of a Cessna 406 on the runway of a small airport in Hampton‚ New York‚ as the pilot beside him prepares for takeoff. 2. How old is Brian Robeson? He is thirteen years old. 3. Why is Brian unable to carry on a conversation with the pilot? The engine of the small plane is roaring so
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What are the functions of Development Banks? Describe its Quantitative and Qualitative roles. Solution: Development Banks or Development Finance Institutions (DFI’s) as these are normally called in the financial world are a post World War II phenomenon. Their establishment in Africa‚ Asia and other developing countries in most cases coincided with the attainment of independence. Their mission being “to expedite the pace of development in accordance with the national priorities and aspirations
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