"Objectives Of E Banking In India" Essays and Research Papers

Objectives Of E Banking In India

A STUDY ON THE CHALLENGES OF E-BANKING ADOPTION AMONG THE COMMERCIAL BANKS IN KENYA BACKGROUND OF THE STUDY Internet banking refers to the use of the internet as a delivery channel for banking services, which includes all traditional services such as balance enquiry, printing statement, fund transfer to other accounts, bills payment and new banking services such as electronic bill presentment and payment (Frust, Lang, & Nolle, 2000) without visiting a bank (Mukherjee & Nath, 2003). According to...

Bank, Banking, Commercial bank 1318  Words | 5  Pages

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E-Banking INTRODUCTION A sound and effective banking system is the backbone of an economy. The economy of a country can function smoothly and without many hassles if the banking system backing it is not only flexible but also capable of meeting the new challenges posed by the technology and other external as well as internal factors. channel. The technology holds the key to the future success of Indian Banks.. The existence of Electronic banking also becomes inevitable due to the standards...

Automated teller machine, Bank, Carte Bleue 1317  Words | 4  Pages

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E.E-BANKING: There is no official definition of this term, but it generally implies a service that allows customers to use some form of computer to access account-specific information and possibly conduct transactions form a remote location – such as home or at the workplace. The obvious advantage to the consumer is convenience – one bank recently used the advertising motto “bank naked” to emphasize the customer’s freedom to conduct routine banking transactions from the comfort and security of...

Automated teller machine, Bank, Banking technology 843  Words | 3  Pages

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E Banking

Customer Behaviour towards E-Banking in Private Sector Banks Personal detailsName: - _________________________________________ 1. Gender:2. Age Group:Male Below 21 Years, 31 years – 40 years, Above 50 years 3. Occupation:Govt. Job Business Other (specify) ___________ 4. Income Group (Per month) below 10,000/25,001 – 50,000/10,001 – 25,000/More than 50,000/Private Job Female 21 years – 30 years, 41 years – 50 years, Student 5. Contact No.___________________________ 6. E-mail address_________________________________________________________ ...

Bank, Banking, Cheque 495  Words | 3  Pages

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E-Banking Assignment

Submitted to: Mr. E-Banking in Pakistan: opportunities and challenges Generally speaking, three factors, quickness, easiness and cheapness have become the catchwords for the competitiveness and usefulness of all the business operations. Particularly it is commonplace today to say that banking is undergoing a radical transformation. The symptoms are new products, new players, new channels etc. This transformation is taking place across all sectors of the banking industry. That is why banks...

Bank, Cheque, Credit card 2512  Words | 7  Pages

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Challenges of E-Banking in India

Thesis-D Topic: The challenges of Legal and technical infrastructure of  e-banking in India. Abstract Electronic banking has been successfully adopted by developed countries and has been fully embraced by all the stakeholders active in the process. But developing countries are still lagging behind to fully embrace the benefits of e-banking. This paper explores Technical and legal factors impacting e-banking adoption in India. The research framework consists of two dimensions; technology and legal;...

Bank, Banking, Banking in India 2660  Words | 10  Pages

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Introduction Banking Sector In India

CHAPTER 1 INTRODUCTION OF BANKING SECTOR IN INDIA Banking in India originated in the last decades of the 18th century. The first banks were The General Bank of India, which started in 1786, and Bank of Hindustan, which started in 1790; both are now defunct. The oldest bank in existence in India is the State Bank of India, which originated in the Bank of Calcutta in June 1806, which almost immediately became the Bank of Bengal. This was one of the three presidency banks, the other two being the Bank...

Bank, Bank regulation, Banking 1531  Words | 4  Pages

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Internet Banking in India

NTERNET BANKING IN INDIA: A GLIMPSE OF ITS ADOPTION AND IMPLEMENTATION IN INDIA REFERENCE: Author: Sonal Chawla Lecturer, Dept. of computer science and Applications Punjab University, Chandigarh india INTRODUCTION The banking sector in India has undergone a rapid transformation. Almost a decade ago this area was limited to nationalized banks and cooperative. Then came the multinational banks, but were these limited to serve small elite. One could consider the past as the "Middle Ages"...

Bank, Banks, Central bank 2009  Words | 6  Pages

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Banking Sector Reform in India

the financial sector, released a variety of forces that propelled India into a new growth trajectory.2 In this paper, we are going to assess the role that the banks played in making this growth happen and the impact that these reforms had on banks. We start with a brief history of banking regulation in India. We then move on to outline some of the principal reforms that were implemented in the 1990s and their impact on the banking sector. Although this section does present some data in support...

Bank, Banking, Banking in India 1416  Words | 4  Pages

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History of Banking in India

HISTORY OF BANKING IN INDIA Banking is an old as civilization. The practice of money lending, the predecessor of banking has been practiced in india from time immemorial. During the mughal period, the indigenous bankers were faintly prominent in financing the trade and use of instrument for trade. The first bank in india, through conservative was established in1786. From 1786 until today the journey of Indian banking system can be segregated into 3 distinct phase. They are mentioned below, •...

Bank, Bank of England, Bank run 912  Words | 4  Pages

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Evaluation of Service Quality in Internet Banking

Evaluation of Service Quality in Internet Banking 1. Introduction: 1.1 Background 1.1.1 Banks have conventionally been in the vanguard of harnessing technology to develop their products, services and competence. They have, over a long time, been using electronic and telecommunication networks for delivering a extensive variety of value added products and services. The delivery channels include direct dial – up connections, private networks, public networks etc and the devices include telephone...

Bank, Central bank, Financial services 1941  Words | 6  Pages

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A Study on the Strategic Growth & Future Prospect of E -Marketing in India

the Strategic growth & future prospect of E -Marketing in India Introduction As per research title ‘e-Marketing – The Strategic Growth & Future Prospect in India’ is concerned, it can be stated, that ‘this research work is an attempt of contemporary overview of changing face of Marketing in India. E-Marketing is the new face of these changing...

Affiliate marketing, Business, Customer relationship management 1466  Words | 6  Pages

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Role of Banking in India

Banking system plays a very significant role in the economy of a country. It is central to a nation’s economy as it caters to the needs of credit for all the sections of the society. Money-lending in one form or the other has evolved along with the history of mankind. Even in the ancient times, there are references to the money-lenders, in the form of sahukars and zamindars who lend money by mortgaging the land property of the borrowers. Towards the beginning of the 20 century, with the onset of...

Agriculture, Bank, Central bank 907  Words | 2  Pages

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Banking- Technology Impact

In the world of banking and finance nothing stands still. The biggest change of all is in the, scope of the business of banking. Banking in its traditional from is concerned with the acceptance of deposits from the customers, the lending of surplus of deposited money to suitable customers who wish to borrow and transmission of funds. Apart from traditional business, banks now a days provide a wide range of services to satisfy the financial and non financial needs of all types of customers from the...

Bank, Banking, Credit card 1325  Words | 4  Pages

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Banking in India : Origin & Evolution

ORIGIN AND EVOLUTION OF INDIAN BANKING Opinions differ as to the origin of the work "Banking". The word "Bank" is said to be of Germanic origin, cognate with the French word "Banque" and the Italian word "Banca", both meaning "bench". It is surmised that the word would have drawn its meaning from the practice of the Jewish money-changers of Lombardy, a district in North Italy, who in the middle ages used to do their business sitting on a bench in the market place. Again, the etymological origin...

Bank, Bank regulation, Banks of India 1682  Words | 6  Pages

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E-Governance in India: Perspectives & Challenges

E-governance in India: Perspectives & Challenges Kishor N. Choudhary, Nanded. Abstract: Spectacular growth of Internet all over the world has changed the total scenario of governance. Internet has potential of transforming the way government around the world functions and citizens and business will interact with the government. To reap the benefits of e-governance, related issues are to be considered. Also, it is worthwhile to examine the associated challenges in e-governance projects. This paper...

E-democracy, E-Government, Government 1587  Words | 5  Pages

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Banking regulation act

B.Janakiram       First enacted as Banking Companies Act 1949 by Government of India. This was renamed later as Banking Regulation Act 1949 Had undergone several amendments from time to time. The Act comprehensively codifies all major aspects of banking business. The act vested enormous powers of supervision and control in the hands of RBI. The Act is a milestone in the history of banking in india The Banking Regulation Act defines banking company as “one which is engaged in accepting...

Bank, Bank run, Cheque 820  Words | 18  Pages

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Growth of Retail Banking in India

RETAIL BANKING Project Work Acceleration, Deceleration & Moderation in the growth of retail credit in India David Varghese 2011PGPRAK004 PGP RAK, IIM INDORE Introduction Retail banking is the mobilization of deposits, lending and provision of financial services by a bank in the retail segment which results in fee-based income. Retail lending has been a great innovation across the globe in the commercial banking sector in recent years. Lending is not a new concept- it has been...

Bank, Credit, Credit bureau 1504  Words | 5  Pages

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Changing Face of Banking Services

Probably Indian banking industry learnt a tremendous lesson. Pre-liberalization, all we did at a bank was deposit and withdraw money. Service standards were pathetic, but all we could do was grin and bear it. Post-liberalization, the tables have turned. It's a consumer oriented market there. Technology is revolutionizing every field of human endeavor and activity. One of them is introduction of information technology into capital market. The internet banking is changing the banking industry and is...

Bank, Banking, Cheque 800  Words | 3  Pages

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E waste Market in India

E-waste Market in India 2015-2019 E-waste, or electronic waste, refers to loosely discarded, surplus, broken, or obsolete electrical and electronics devices. Concerns over e-waste have increased over the years. Unregulated accumulation and recycling have led to significant environmental degradation. Increased penetration of consumer electronics devices in India has ensured easy availability of new electronics products to consumers. However, it has also led to unrestrained consumption of resources...

Electrical engineering, Electronic waste, Electronics 354  Words | 3  Pages

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Innovations in Banking Sector

INNOVATIONS IN BANKING SECTOR INTRODUCTION The term innovation means”to make something new”. Banks no longer restricted themselves to traditional banking activities but explored newer avenues to increase business and capture new market. INDIAN BANKING SECTOR From 1806 qualitative & quantitative changes have been taken place. With 1935 regulation RBI was proclaimed as central bank of India. In 1990’s greater emphasis was placed on technology & innovation. New concepts like personal banking, retail...

Bank, Banking, Cheque 1143  Words | 6  Pages

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Online Banking

STATISTICS AND MATHEMATICS-II “ONLINE BANKING” The summary of a survey conducted in order to find the awareness and usage of Online banking. INDEX SR.NO. CONTENTS PAGE 1) Index 1 2) Introduction to Online Banking 2 3) Sources of Data 3 4) Application of Mean 8 5) Merits of Online Banking 8 6) Demerits of Online Banking 9 7) Internet Banking Risks 9 8) Conclusion 10 INTRODUCTION TO ONLINE BANKING: Online banking (or Internet banking or E-banking) allows customers of a financial institution to...

Bank, Cheque, Credit card 1266  Words | 11  Pages

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The Reserve Bank of India

The Reserve Bank of India (RBI) is India's central banking institution, which controls the monetary policy of the Indian rupee. It was established on 1 April 1935 during the British Raj in accordance with the provisions of the Reserve Bank of India Act, 1934.[2] The share capital was divided into shares of ₹100 each fully paid which was entirely owned by private shareholders in the beginning.[3] Following India's independence in 1947, the RBI was nationalised in the year 1949. The RBI plays an important...

Bank, Central bank, Federal Reserve System 1602  Words | 5  Pages

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E-Banking Risks in Botswana

and design 4 Conclusion 5 BIBLOGRAPHY 6 INTRODUCTION E-banking has become a common trend here in our country. It has made life easier for the life of Batswana, they can easily access their checking’s, savings credit card, mortgage and loan accounts with just a few clicks, anytime anywhere. They can transfer funds, pay bills and view transaction history just with a few clicks. They do not have to leave their home to do their banking. They can access their accounts in a matter of seconds. They...

Computer security, Information security, National security 1719  Words | 6  Pages

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Problems with E-Banking

CONTENTS PAGE Problems with e-banking 3-4 The relevant statutes and cases 5 How the current legislations adequately 6 protect the consumers References 7 QUESTION: Analyse with relevant statutes and cases the problems with electronic banking and how the current legislations adequately protect the consumers overcoming these problems. ANSWER: The following are the problems with e-banking: 1. Time of payment: The opportunity for...

Australia and New Zealand Banking Group, Bank, Bank of America 1041  Words | 4  Pages

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commercial banking sector in india

COMMERCIAL BANKING SECTOR SUMMARY: Banking industry is the blood vascular system of our economy. The banks have played substantial role in the growth of Indian economy. From the meagre start in 1860 the banks have come to long way. The total shape of banking system was changed in 1991 due to the introduction of financial sector reforms as part of the liberalisation process. These reforms were aimed at enhancing the viability and efficiency of our banking system. Although there is a sustainable...

Bank, Banking, Cheque 2056  Words | 6  Pages

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E Banking

http://www.docstoc.com/docs/15875336/E-Banking-A-complete-Project Need of study • To know the customers perception toward the E-banking service. • I am interested in E-BANKING that I am taken this topic. Benefits of study 1) Organizing Educational Campaign To Create Goodwill Of Company. 2) Services It Effectively valuable to Create Place in the Minds of Customer. 3) Availability should be increased by using various services Strategy...

Bank, Banking, Cheque 2821  Words | 14  Pages

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E-Tailing Market in India

effort. Indian retail has been quick to capitalize on this new concept, thereby heralding a new era of e-tailing. Although e-commerce has been prominent in the online domain for quite some time now, yet it is different from e-tailing in the sense that while the former includes sale of goods and services, the latter pertains to only goods. Despite certain prevalent inhibitions regarding the prospects of e-tailing in the country, this form of shopping has suddenly received a new lease of life and is well...

Amazon.com, Electronic commerce, Marketing 1768  Words | 6  Pages

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Sez in India

SEZ India was one of the first in Asia to recognize the effectiveness of the Export Processing Zone (EPZ) model in promoting exports, with Asia's first EPZ set up in Kandla in 1965. With a view to overcome the shortcomings experienced on account of the multiplicity of controls and clearances; absence of world-class infrastructure, and an unstable fiscal regime and with a view to attract larger foreign investments in India, the Special Economic Zones (SEZs) Policy was announced in April 2000. ...

International trade, Investment, Sales tax 636  Words | 3  Pages

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McKinsey Report: India Banking 2010

The Banking Sector in India The Banking sector in India has always been one of the most preferred avenues of employment. In the current decade, this has emerged as a resurgent sector in the Indian economy. As per the McKinsey report ‘India Banking 2010’, the banking sector index has grown at a compounded annual rate of over 51 per cent since the year 2001, as compared to a 27 per cent growth in the market index during the same period. It is projected that the sector has the potential to account...

Bank, Banks of India, Central bank 843  Words | 3  Pages

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Trends of E Commerce in India

2013 trends for a maturing E-commerce space in India 2012 was an exciting year for Indian e-commerce, which capped off an incredible 5 years of exponential growth, from approximately $1.75 Bn in 2007, to over $14Bn by 2012. A lot is being written about 2013 as a year of possible consolidation for the industry. But regardless of how things develop in this sphere, 2013 will see more interesting trends and more interesting innovations in the Indian e-commerce, as the market matures. The rise of M-Commerce ...

Business-to-business, Business-to-consumer, Consumer-to-consumer 1599  Words | 4  Pages

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online banking

Status of e-Banking Channels in e-Banking available in Nepal Automated Teller Machines (ATM) Point of Sales (PoS) Telephone Banking (Tele Banking) Internet Banking Mobile Banking (SMS Banking) Current Status of e-Banking Services Provided in e-Banking In ATMs Cash Withdrawal Balance Inquiry Fund Transfer is not available. In PoS Terminals Financial transactions are made via Cards. Cash is debited from the client’s account(s). Cash cannot be deposited. Services Provided in e-Banking...

Bank, Banking, Cheque 1291  Words | 6  Pages

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Recent Trends in Indain Banking Sector

Latin America and Russia subsequently and also Dubai Crisis have shown how a fragile financial sector can wreak havoc on the rest of the economy. Therefore the banking sector is crucial and we want to express our views to explore how this sector can work in harmony with the real sector to achieve the desired objectives. the b Banking sector has been immensely benefited from the implementation of superior technology during the recent past, almost in every nation in the world. Productivity enhancement...

Bank, Cheque, Credit card 1772  Words | 7  Pages

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Review of Literature of Indian Banking System After Liberalisation

Functions of a Bank Banking Sector in India The Role of Banking in an Economy Role of Banks in the Indian Economy The Role Of Central Bank In Indian Banking System (RBI) Basel Norms and Banking in India Recent Developments In The Indian Banking Industry Government Initiatives Challenges and Opportunities for Players Scenario Planning Of Banking Sector: 2010 Challenges Faced By the Indian Banking Industry Strategies Undertaken by Banks to Tackle the Challenges Public Sector Banks in India Evolution of the...

Bank, Banking, Banking in India 1687  Words | 6  Pages

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E-Enabled Relationship Management in Banking Sector (India)

THESIS ON E-ENABLED RELATIONSHIP MANAGEMENT IN BANKING SECTOR IN INDIA EXECUTIVE SUMMARY Relationship banking may be defined as the provision of financial services by a financial intermediary on the basis of long-term investment in obtaining firm or customer specific information through multiple interactions with diverse financial services (Boot, 2000). E- Enabled Relationship...

Bank, Commercial bank, Customer relationship management 19932  Words | 73  Pages

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e banking

Sign up Top of Form Bottom of Form Browse of 58 Project on E-Banking Ratings: (6)|Views: 31,724|Likes: 304 Published by Nirmal See More   DOWNLOAD this Report AT -http://bit.ly/16xm6zS  Exchange of statisticals information amongs banks.  Enables foreign exchange operations.  Inter-bank applications like settlement of funds  between banks.  Provides facilities like demat operation,ATMoperation,online banking. DOWNLOAD this Report AT -http://bit.ly/16xm6zS   DOWNLOAD...

Bank, Cheque, Credit union 1139  Words | 9  Pages

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E Banking

Role of Electronic Banking in the Development of Financial Institution in Saudi Arabia Name: Course: Tutor: Date: Contents Abstract 3 1.0 Introduction 3 1.1 Introduction to study 3 1.2 Statement of the problem 4 1.3 Research objectives 4 1.4 The purpose of the study 5 1.5 Significance of the study 5 2.0 Literature Review 5 3.0 Methodology 9 3.1 Study population 9 4.0 Data analysis 10 5.0 Findings and Discussions 10 6.0 Conclusion 11 7.0 References 13 Abstract Electronic banking is popular in the...

Bank, Credit union, Financial services 4103  Words | 14  Pages

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Role of It in Banking Sector

Role of It in Banking Sector Summary: The article presents a study which aims to analyze the role of information technology (IT) in the banking industry. Based on the article, technological innovations have enabled the industry to open up efficient delivery channels. It is said that IT has helped the banking industry to deal with the challenges the new economy poses. The study also examines the views of bank employees on the implementation of IT in banks. According to the author, private and...

Bank, Central bank, Cheque 1208  Words | 4  Pages

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E-Banking Services

E-Banking system in SBI Abstract Purpose The main objectives of the study are: To understand the concept of Internet banking and importance, to bank as well as customers. To get aware of various aspects of net banking To build up SWOC analysis of Internet banking of SBI To build up various solutions for drawbacks in net banking Design/Methodology/Approach This research paper is based on secondary data which is to be collected from the official website of State Bank Of India and Reserve...

Bank, Central bank, Credit union 384  Words | 2  Pages

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Progress of Banking in India

PROGRESS OF BANKING IN INDIA: CUSTOMERS’ PERSPECTIVES Associatet Professor Department of Business Administration Sanskriti School of Business, Vadodara(Gujrat) Email: komal29m@rediffmail.com Business Intelligence Journal January Dr. Komal Assistant Professor Department of Humanities JMIT Radaur Dr. Vandna Rani Abstract The present paper is concerned with the various ways of doing banking electronically. This paper has been divided into four sections dealing with four aspects of E-banking...

Bank, Banking, Banking in India 5461  Words | 22  Pages

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Investment Banking in India

Investment Banking Global Education and Career Development Center ♦ 12-170 ♦ (617) 253-4733 ♦ http://careers.mit.edu Overview Investment banking includes a wide variety of activities, including underwriting, selling, and trading securities, providing financial advisory services, and managing assets. Investment banks cater to a diverse group of stakeholders – companies, governments, non-profit institutions, and individuals – and help them raise funds on the capital market. They perform the following...

Bank, Bank of America, Bear Stearns 966  Words | 3  Pages

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Role of CRM in Banking

ROLE OF CRM IN BANKING ABSTRACT Banks play an important role in the economic development of developing countries. The traditional functions of banking are limited to accept deposits and to give loans and advances. Today banking is known as innovative banking. Information technology has given rise to new innovations in the product designing and their delivery in the banking and finance industries. Customer services and customer satisfaction are their prime work. Current banking sector has...

Bank, Customer relationship management, Customer service 1814  Words | 7  Pages

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National E-Governance Plan of India

National E-Governance Plan Of India Need for e-governance for 1.1 billion people in India, across a wide spectrum of sectors have been realized consistently. Initially the attempts towards implementation of e-government in India were focused on networking government departments and developing in-house government applications in the areas of defense, economic monitoring, planning and the deployment of IT to manage data intensive functions related to elections, census, tax administration...

Government, India, Public-private partnerships 857  Words | 3  Pages

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Management of Change in Banking Sector

Management of Change in banking sector Introduction:- Without a sound and effective banking system in India it cannot have a healthy economy. The banking system of India should not only be hassle free but it should be able to meet new challenges posed by the technology and any other external and internal factors. For the past three decades India's banking system has several outstanding achievements to its credit. The most striking is its extensive reach. It is no longer confined to only...

Bank, Bank run, Banking in India 1439  Words | 6  Pages

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Current Developments in Corporate Banking in India

Current Developments in Cooperative Banking in India Mandira Sarma Indian Council for Research on International Economic Relations (ICRIER) Core 6A, India Habitat Centre, Lodi Road, New Delhi 110 003 India mandira@icrier.res.in •First •Prev •Next •Last •Go Back •Full Screen •Close •Quit • The cooperative banks/credit institutions constitutes the second segment of Indian banking system, comprising of about 14% of the total banking sector asset (March 2007). • Bulk of the cooperative...

Bank, Banking in India, Cooperative 1061  Words | 5  Pages

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banking in india

INTRODUCTION BANKING SYSTEM IN INDIA What is a bank ? A bank is a financial institution that provides banking and other financial services to their customers. A bank is generally understood as an institution which provides fundamental banking services such as accepting deposits and providing loans. There are also nonbanking institutions that provide certain banking services without meeting the legal definition of a bank. Banks are a subset of the financial...

Bank, Bank run, Banking 5662  Words | 19  Pages

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E Commerce

Question 1 “E-banking will have a more profound effect on banking than ATMs ever did.” Do you agree? Surf the Internet, investigate the topic, and defend your answer. Answer 1- With cybercafes and kiosks springing up in different cities access to the Net is going to be easy. Internet banking (also referred as e banking) is the latest in this series of technological wonders in the recent past involving use of Internet for delivery of banking products & services. Internet banking is changing...

Advertising, Bank, Banking 1308  Words | 5  Pages

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Industry Analysis of Banking Sector

INDUSTRY ANALYSIS An analysis of banking sector in India Introduction The liberalization brought in 1991 has swept the economic landscape of thecountry. The automobile industry is one of the invisible faces of liberalization .For the people who were used to many years of Ambassador cars with various models notdifferent in anyway except a few changes in every model, the arrival of Maruti heraldedthe beginning of a new experience in automobile comfort. It was the same with BajajChetak. Its obnoxious...

Bank, Bank run, Banking in India 1768  Words | 6  Pages

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Agriculture Finance in India


Agricultural economics, Agriculture, Bank 957  Words | 5  Pages

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A Study on the Demographic Factors Influencing the Adoption of E-Banking in India.

Research Proposal Title: The working title of my research is drafted as- A study on the demographic factors influencing the adoption of E-banking in India. EBanking has become a rising concern for academics. It is the innovation of e- banking that has resulted in cost and time reduction for the employees and consumers for the completion of their banking transactions. Banks have now devised more internet based solutions. The research has a wide scope as it focuses on the factors that influence...

Bank, Credit union, Focus group 2846  Words | 10  Pages

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E-Banking in Bangladesh: the Future of Banking

E-Banking in Bangladesh: The Future of Banking Kamrul Hasan* E-banking is the waves of the future. It provides enormous benefits to consumers in terms of case and cost of transactions, either through internet, telephone or other electronic delivery channels. For many consumers, electronic banking means 24-hours access to cash through an Automated Teller Machine (ATM) or Direct Deposit of paychecks into checking or savings accounts. But electronic banking now involves many different types of transactions...

Bank, Banking technology, Credit card 5615  Words | 19  Pages

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E-Banking Project

__________________________________________ISSN 2319–1171 Vol. 1(3), 20-24, October (2012) Res. J. Management Sci. Internet Banking in India Consumer Concerns and Bank Marketing Strategies Sufyan Habib AAII College, Barabanki, INDIA Available online at: www.isca.in Received 18th September 2012, revised 15th October 2012, accepted 17th October 2012 Abstract Internet banking has attracted the attention of banks, securities trading firms, brokerage houses, insurance companies, regulators and lawmakers...

Bank, Bank regulation, Banking 3386  Words | 11  Pages

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M.M Institute of Management MAHARISHI MARKANDESHWAR UNIVERSITY MEGHA MALIK Address: H.No. 532R Model Town, Yamuna Nagar (Haryana)135001 Email: malikmegha89@gmail.com Contact no: 9996154702, 9466247264 |Career Objective | To reach a responsible and challenging position in an esteemed organization that will allow to utilize educational and...

Haryana, India, Management 317  Words | 3  Pages

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Electronic Banking and Profitability of Financial Institutions

most recently introduced delivery channel is online or electronic banking also known as e-banking (Daniel & Storey, 1997. An online or electronic banking system provides easy means of accessing and processing financial transactions. Banks and other financial institutions have moved to e-banking in their efforts to cut costs while maintaining reliable customer service (Kolodinsky and Hogarth, 2001). It is evident that e-banking has been embraced by banks and other financial institutions in developed...

Bank, Banking, Credit union 1832  Words | 6  Pages

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Definition Of E-Banking

DEFINITION OF E-BANKING Electronic banking, also known as electronic funds transfer (EFT), is simply the use of electronic means to transfer funds directly from one account to another, rather than by cheque or cash. You can use electronic funds transfer to: 0. Have your paycheck deposited directly into your bank or credit union checking account. 1. Withdraw money from your checking account from an ATM machine with a personal identification number (PIN), at your convenience, day or night...

Bank, Cheque, Credit card 12934  Words | 38  Pages

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 1. INTRODUCTION As a specific case of E-Commerce, E-Banking is a typical service combining a communication and a distribution channel. E-Banking applications have had a continuous evolution over the time, from their apparition in the context of innovation in the banking sector to the relative standardisation and convergence of current state. E-Banking developed and evolved rapidly during the last ten years. IT innovations like web-commerce and secure information exchanges have been a trigging...

Bank, Banking, Cheque 14070  Words | 62  Pages

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State Bank of India

STATE BANK OF INDIA The origin of the State Bank of India goes back to the first decade of the nineteenth century with the establishment of the Bank of Calcutta in Calcutta on 2 June 1806. Three years later the bank received its charter and was re-designed as the Bank of Bengal (2 January 1809). A unique institution, it was the first joint-stock bank of British India sponsored by the Government of Bengal. The Bank of Bombay (15 April 1840) and the Bank of Madras (1 July 1843) followed the Bank...

Bank, Bond, Cheque 1084  Words | 6  Pages

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Social Banking

SOCIAL BANKING INTRODUCTION Banking plays a fundamental role in economic progress of a country. It inculcates the habit of savings among people, hence helps in boosting the investment base and speeding up the capital formation. At the same time it also helps out the needy, by providing them timely credit at an affordable cost. But majority of poor rural and semi urban population in India are unable to avail the basic banking facilities. As a result they are made to rely on private money lenders...

Bank, Central bank, Debt 1357  Words | 5  Pages

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E- Banking

GUIDELINES FOR ELECTRONIC BANKING NOVEMBER 2002 TABLE OF CONTENTS PAGE Foreword Section 1: Section 2: Section 3: Section 4: Tables Appendix I Appendix II Risk Management of Outsourced Technology Services Brief Overview of Digital Signatures and Certificate Authorities Introduction and Background Electronic Banking Risks and Controls Electronic Payment Systems E-banking and Examination Procedures 2 3 8 13 19 22 23 25 26 29 31 Appendix III Online Privacy of Consumer Personal Information...

Access control, Bank, Electronic commerce 6719  Words | 33  Pages

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E- Banking

Introduction: e-banking is defined as the automated delivery of new and traditional banking products and services directly to customers through electronic, interactive communication channels. E-banking includes the systems that enable financial institution customers, individuals or businesses, to access accounts, transact business, or obtain information on financial products and services through a public or private network, including the Internet. Customers access e-banking services using an intelligent...

Automated teller machine, Bank, Credit card 8080  Words | 31  Pages

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