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    classification of what an NPA has also changed. 1.1 Statement of problem A study on effect of NPAs is an important factor to avoid reducing profitability and for sustained growth and development of the Bank. Though many studies have been undertaken to reduce the NPA level, condition...
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  • banking sector and npa
    REFORMS AND NPA: A STUDY OF INDIAN COMMERCIAL BANKS Meenakshi Rajeev and H P Mahesh 1 Abstract The issue of non-performing assets (NPA), the root cause of the recent global financial crisis, has been drawing the attention of the policy makers and academicians alike. The problem of NPAs, which was...
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  • Npa Finance
    EXECUTIVE SUMMARY NPAs have turned to be a major stumbling block affecting the profitability of Indian banks before 1992; banks did not disclose the bad debts sustained by them and provision made by them fearing that it may have an adverse. Owing to the low levels of profitability, banks owned funds...
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  • Banking Sector Reforms and Npa: a Study of Indian Commercial Banks
    Banking Sector Reforms and NPA: A study of Indian Commercial Banks Meenakshi Rajeev H P Mahesh ISBN 978-81-7791-108-4 © 2010, Copyright Reserved The Institute for Social and Economic Change, Bangalore Institute for Social and Economic Change (ISEC) is engaged in interdisciplinary research...
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  • Npa of Dena Bank
    A SUMMER TRAINING REPORT ON “NPA (NON PERFORMING ASSETS) AT DENA BANK” [pic] SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENT OF BACHELOR OF BUSINESS ADMINISTRATION (BBA) GURU NANAK DEV UNIVERSITY, AMRITSAR. Training Supervisor: Submitted By: Mr. Gaurav Gaur...
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  • Npa(Non Performing Asset)
    Banks have been increasing regularly year by year. If we glance on the numbers of non performing assets we may come to know that in the year 1997 the NPAs were 47,300crore and reached to 80,246crore in 2002. The only problem that hampers the possible financial performance of the Public Sector Banks...
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  • Non Performing Assest
    repay the amount. Thus comes the concept of NPA (Non Performing Asset). NPA concerns with any asset which does not produce any returns whereas NPL (Non Performing Loan) refers to loans which are defaulted. In our term paper, we try to analyze the NPA scenario in India, the steps that are needed...
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  • analysis federal bank perfromanve
    Asset Quality: The gross NPA of the bank came down from RS.1483 Crore to RS.1466 Crore and Gross NPA as a percentage to Gross Advances came down by 12bps from 3.51% to 3.39%. Net NPA s went up marginally from Rs.373.62 Crore to Rs.411.41 Crore during the period. Net NPAs as a percentage increased by...
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  • Non Performing Asset
    STUDY ©. It helps me to know more about NPA and the situation of NPA in bank. ©. It helps me to know the strategies adopted by banks to reduce the NPA level and to understand the NPA provisions norms in bank. RESEARCH PROBLEM NPA always affect the profit of bank and also the prestige...
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  • Risk Mgmt.
    of Patiala (Bhadour) and worked on the project “Non Performing Assets”. This report is the knowledge acquired by me during this period of training. NPAs are becoming very important topic for banks. Because it affects the financial position of any bank or any financial institution. So, as a finance student...
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  • Non Performing Assets
    branch. The study also goes on in examining the recovery procedure that are followed by the bank in reducing the NPA and how far the bank has been successful in reducing the level of NPA. The scope of the project is limited to Indian Overseas Bank at kodambakkam Branch. The research methodology used...
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  • Non Performing Assets (Npa)
    neither anticipate nor welcome. The Financial companies and institutions are nowadays facing a major problem of managing the Non Performing Assets (NPA) as these assets are proving to become a major setback for the growth of the economy. Undoubtedly, the world economy has slowed down. Globally stock...
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  • Non Performing Assets
    MATTERS, YOU ARE IN SAFE HANDS WITH DHANALAKSHMI BANK CHAPTER – I EXECUTIVE SUMMARY EXECUTIVE SUMMARY NPAs have turned to be a major stumbling block affecting the profitability of Indian banks before 1992,banks did not disclose the bad debts sustained by...
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  • Impact of Npa on Banks
    Saleem Khan (AGM-NPA) DECLARATION I hereby declare that the following project report titled “Non Performing Assets” is an authentic work written and prepared by me during the academic year 2012-14.This project was done under the able guidance and supervision of Mr. Salim Khan, NPA AGM, SBI, Lucknow...
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  • Term Paper
    PROJECT REPORT ON NPA & It’s Disadvantages SUBMITTED BY:- INTRODUCTION INTRODUCTION The accumulation of huge non-performing assets in banks has assumed great importance. The depth of the problem of bad debts was first realized only in early 1990s. The...
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  • New Pedagogic Approach (Npa)
    EFFORT………………………4 ADVANTAGES OF NPA……………………………………………….…………5 TEACHER CENTRED VERSUS LEARNER CENTRED PEDAGOGY………..5 PEDAGOGIC CONCEPTS THAT ARE RELATED TO NPA ……………….6 a) Teaching for thinking b) Critical thinking c) Creative Teaching d) Metacognition IMPLEMENTATION OF NPA IN CAMEROON SCHOOLS…………………...
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  • Reduction of Npa Levels
    How to reduce NPA levels? 1. Debt Recovery Tribunals (DRTs) Narasimham Committee Report I (1991) recommended the setting up of Special Tribunals to reduce the time required for settling cases. Accepting therecommendations, Debt Recovery Tribunals (DRTs) were established. There are 22 DRTs and 5 Debt...
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  • Npa Management in Banks
    Sergio, 1996, Bloem and Gorters, 2001). Furthermore, in the context of NPAs on account of priority sector lending, it was pointed out that the statistics may or may not confirm this. There may be only a marginal difference in the NPAs of banks’ lending to priority sector and the bank’s lending to private...
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  • ihrm case study
    of Patiala (Bhadour) and worked on the project “Non Performing Assets”. This report is the knowledge acquired by me during this period of training. NPAs are becoming very important topic for banks. Because it affects the financial position of any bank or any financial institution. So, as a finance student...
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  • Adverse Effects of Npa on the Working of Commercial Banks
    Adverse Effects of NPA on the Working of Commercial Banks NPA has affected the profitability, liquidity and competitive functioning of PSBs and finally the psychology of the bankers in respect of their disposition towards credit delivery and credit expansion. Impact on Profitability Between 01.04...
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