Formal and informal institutions’ lending policies and access to credit by small-scale enterprises in Kenya: An empirical assessment By Rosemary Atieno University of Nairobi AERC Research Paper 111 African Economic Research Consortium‚ Nairobi November 2001 © 2001‚ African Economic Research Consortium. Published by: The African Economic Research Consortium P.O. Box 62882 Nairobi‚ Kenya Printed by: The Regal Press Kenya‚ Ltd. P.O. Box 46116 Nairobi‚ Kenya ISBN 9966-944-52-4
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Advantages and Disadvantages of using computers I think this is an interesting topic when i am indeliberate in surfing some webs. And i wonder why no one discuss this????. So‚ i am eager to make the first writing . Nowadays‚ most of people know to use computer. But what purposes they use it for ?. that ’s way we really recognize that it is so bad or good to use computer. You know‚ up to the ages‚ we classify the benefits of computer are. For people who work in big companies are required to know
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Formal Groups and Informal Groups Formal Group: A formal group is the deliberate and systematic grouping of people in an organization so that organizational goals are better achieved. Now any organization would have a certain formula. They are very essential for the efficient functioning of the organization. What does an organization do? The total no. of people working in an organization is divided into smaller groups (teams or sections or departments) and each group is responsible for fulfilling
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and almost every aspect of our everyday lives is relying on internet‚ such as work‚ school‚ social relationships‚ and especially‚ communication. As a human being‚ communication is important for our lives‚ human have social needs to interact with other people‚ and after all‚ human cannot live alone. There are many ways of communicating besides face-to-face communication. Thanks to technology‚ people now can communicate in many ways‚ and internet really plays a big role on this aspect. With internet
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People often do not see any disadvantages of having computers; I will try to show you good and bad sides of using them. In the first place‚ a computer is a really comfortable‚ convenient and helpful thing; it often makes lots of work for us which normally consumes plenty of time.Another useful thing is that computers now are often small and we can take them wherever we want. We can use them f. ex. in planes‚ restaurants or in same waiting rooms.An additional advantage of using the computer is that we
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Communication channels A large number of cases point out that using communication channels properly would greatly improve the organization in some aspects. Without understanding communication channels‚ on the opposite‚ would have bad effects on the organization. It is not exaggerate to say that communication channels play a significant role in management and good managers will never miss them. In this essay‚ I will generally talk about three different communication channels which are formal channel
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Short version Alice part Adaptivity of architecture T: City is something that changes and grows. Cities become inevitably dysfunctional and need maintenance‚ otherwise they will decade or die off. We assume that cities are only about thriving and growth‚ but actually it is more about decade‚ declining and abandon of the cities and the history and memories of them. We like to believe that buildings are permanent‚ totally functional and save‚ however this might be one of the biggest lies that have been told in architecture schools
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might become difficult. Other disadvantages are represented by the viruses that may harm the performance of the device connected to the internet or even exploit security vulnerabilities to spread automatically to other computers through networks. Among the negative aspects‚ the possibility of becoming a victim of online fraud should also be mentioned. Even if there are many disadvantages to consider‚ the internet is still a necessary evil. It helps mass communication to become a process that is completed
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"A business report is an orderly‚ unbiased communication of factual information that serves some business purpose." Reports provide feedback to the manager on various aspects of organization. The information is needed for reviewing and evaluating progress‚ planning for future course of action and taking decisions. Reports can be written in direct and indirect method/approach: The Direct approach saves time and makes the report easier to understand by giving readers the main idea first. This
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Formal vs Informal Education We all think we know about education as being the one imparted in schools around the country. This system of education‚ devised by the government and based upon a curriculum is called the formal system of education. However‚ in most countries‚ there is also an informal system of education that is totally different from school education and has nothing to do with the strict curriculum and other obligations found in formal education. There have always been long standing
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