ZTBL Report
INTERNSHIP REPORT
ZARAI TARAQIATI BANK LIMITED
Head Office Islamabad
INTERNAL AUDIT DIVISION,FINANCE & ACCOUNTS DIVISION
INTERNSHIP PERIOD:
SIX WEEKS
SUBMITTED BY:
UMAIR SHABBIR
SUPERVISED BY:
USMAN YOUSAF
QASMS
QUAID-I-AZAM UNIVERSITY
ISLAMABAD
ACKNOWLEDGEMENT
All praises are for almighty Allah for guiding me in hardships and all respect for Holy Prophet (PBUH) for showing me the light of truth and honesty. I am thankful to Mr. Usman Yousaf,under his guidelines I was able to complete this Internship Report and he always helped me during the extensive work of the project. I am also thankful to the respondents who gave me their precious time for the interviews.
Executive Summary
Banking is one of the most sensitive businesses all over the world. Banks play very important role in the economy of every country all over the world and Pakistan is no exemption. This report is about one of the leading Agriculture Bank of the Pakistan known as Zarai Taraqiati Bank Limited. ZTBL is playing its one of the most important role in the development of the Agriculture Sector of the Pakistan. On 14th December 2002, under the ordinance of the Agricultural Development of the Pakistan 1961, ZTBL was incorporated as Public Limited Company. This Bank severs its venerated customers in the form of different customized products. It is providing both type of severs financial and non-financials mostly to its clients of the rural areas of the Pakistan, which comprises of 68% of the Pakistan’s total population. The Bank has country-wide network in the form of 359 branches and 31 zones, which are serving round about half of the million clients annually and over accumulated account holder’s with the average loan size of around Rs.89, 000 serving 65%, 31% & 4% of subsistence, economic and large growers respectively.
Table of Abbreviations
ZTBL………………………………………………….Zarai Tarqiati Bank Limited
ADFC…………………….Agricultural Development Finance Corporation
ZARAI TARAQIATI BANK LIMITED
Head Office Islamabad
INTERNAL AUDIT DIVISION,FINANCE & ACCOUNTS DIVISION
INTERNSHIP PERIOD:
SIX WEEKS
SUBMITTED BY:
UMAIR SHABBIR
SUPERVISED BY:
USMAN YOUSAF
QASMS
QUAID-I-AZAM UNIVERSITY
ISLAMABAD
ACKNOWLEDGEMENT
All praises are for almighty Allah for guiding me in hardships and all respect for Holy Prophet (PBUH) for showing me the light of truth and honesty. I am thankful to Mr. Usman Yousaf,under his guidelines I was able to complete this Internship Report and he always helped me during the extensive work of the project. I am also thankful to the respondents who gave me their precious time for the interviews.
Executive Summary
Banking is one of the most sensitive businesses all over the world. Banks play very important role in the economy of every country all over the world and Pakistan is no exemption. This report is about one of the leading Agriculture Bank of the Pakistan known as Zarai Taraqiati Bank Limited. ZTBL is playing its one of the most important role in the development of the Agriculture Sector of the Pakistan. On 14th December 2002, under the ordinance of the Agricultural Development of the Pakistan 1961, ZTBL was incorporated as Public Limited Company. This Bank severs its venerated customers in the form of different customized products. It is providing both type of severs financial and non-financials mostly to its clients of the rural areas of the Pakistan, which comprises of 68% of the Pakistan’s total population. The Bank has country-wide network in the form of 359 branches and 31 zones, which are serving round about half of the million clients annually and over accumulated account holder’s with the average loan size of around Rs.89, 000 serving 65%, 31% & 4% of subsistence, economic and large growers respectively.
Table of Abbreviations
ZTBL………………………………………………….Zarai Tarqiati Bank Limited
ADFC…………………….Agricultural Development Finance Corporation