Wear Your Seatbelt

Topics: Insurance, Economics, Investment Pages: 2 (614 words) Published: July 6, 2011
Wear Your Seatbelt
Always wear your seatbelt when driving; it can save you unnecessary injury, money and pain. Seatbelts are very important to insuring that you and your family will remain safe while driving. Wearing your seatbelt greatly increases your chances of walking away from an accident with minor injuries. But what you may not realize is that wearing you seatbelt may also help you save on insurance rates in the long run. When you get in an accident and you are not wearing your seatbelt, you are likely to sustain much higher levels of injuries. More injuries will lead to higher insurance claims and that means that the insurance company will raise your rates. Insurance companies do their best to avoid offering coverage to high-risk drivers. Accidents mean losses for an insurance company and they will look for any reason to increase the rates for people that may have a propensity to get in accidents. Many different indicators are used as red flags and one of the biggest things insurers look at is the previous driving record. When a person has caused an accident where medical bills were high due to them not wearing a seatbelt, their future insurance rates are going to go way up. Seatbelt Reasons

The first and most obvious reason to wear your seatbelt is safety. As routine as driving may be, you are still taking your life in your hands every time you get into a car. Traffic accidents resulting from texting and driving or any other number of causes are one of the leading causes of death in the United States and a seat belt can go a long way to help protect you while driving. The chances of sustaining serious or life threatening injuries is greatly increased when you do not wear your seatbelt. A second reason to wear your seatbelt is to comply with the law. All across the country in every state, law mandates seatbelt use. If you or your passengers are caught not wearing a seatbelt, you are looking at a ticket and a fine. These laws exist to help protect...
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