Track Presentation

Nate Helmuth
September 5th – December 9th

SECTIONS
 Commercial

Lending

 Collections
 Customer

Service
 Portfolio Management
 Marketing
 Corporate Development
 Career Path

Commercial Lending
Underwriting Commercial Mortgages
 Evaluating Credit Worthiness of a Business
 Determining Real Value of Businesses and
Property
 How to read Balance Sheets, Profit and Loss
Statements and Personal Financial Statements
 Amortization Schedules
 Commercial Real Estate (CREL)
 How to Create and Read Spreads
 How to Create and Read Sizers
 Customer Interaction and Service


Collections/Default
 Collections

Call Center Operations

 The

steps taken from start to finish with delinquent mortgages

 Mortgage

Renegotiation

 Foreclosure

Customer Service
Customer service call center operations
Call escalation
Problem Solving

Portfolio Management
Secondary Marketing
 Capital Markets
 Bond Trading
 Mortgage Backed Securities and Bond Breakdown
 Financial Analysis Modeling
 Market Watch
 Mortgage Servicing Rate Modeling


Marketing



Developing Direct Mail and Email

Pieces
 Website Development
 Broad Scale Bank Customer
Metrics
 Social Media Marketing
 The SWAT Team (John Ryan)
 Introducing New Programs

Corporate Development
Financial Analysis Modeling and
Interpreting
 Researching Businesses
 Special Projects
 Break Down of Detailed Financial
Reports
 Creating Presentations on
Financial Positions of
Financial Institutions


My Experience


Everbank Employees
-Treated me like one of their own
-Brought me right in on their level
-Included me in as many parts as possible -Respected my desire to learn and also my individual needs

Career Path
Continue to pursue my A.A. at FSCJ, starting classes again in January 2012
 January 2013 Transfer to The University of Florida for my Bachelors in Finance to become part of the Gatornation, Go
Gators!
 Possibly continue on with the accelerated
Masters in Finance program at U.F.
 Secure a