Preview

thesis master

Powerful Essays
Open Document
Open Document
3728 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
thesis master
International Journal of Banking and Finance
Volume 9 | Issue 2

Article 5

2-27-2013

Banking Competition and Efficiency in Jordan: A
Note
Khaldoun Maddallah Al-Qaisi
Amman Arab University/Jordan, khaldoun_21@yahoo.com

Follow this and additional works at: http://epublications.bond.edu.au/ijbf
Recommended Citation
Al-Qaisi, Khaldoun Maddallah (2012) "Banking Competition and Efficiency in Jordan: A Note," International Journal of Banking and
Finance: Vol. 9: Iss. 2, Article 5.
Available at: http://epublications.bond.edu.au/ijbf/vol9/iss2/5

This Journal Article is brought to you by the Faculty of Business at ePublications@bond. It has been accepted for inclusion in International Journal of
Banking and Finance by an authorized administrator of ePublications@bond. For more information, please contact Bond University 's Repository
Coordinator.

Al-Qaisi: Banking Competition and Efficiency in Jordan: A Note

The International Journal of Banking and Finance, Volume 9 (Number 2) 2012: pages 77-88

BANKING COMPETITION AND EFFICIENCY IN JORDAN: A NOTE
Khaldoun Al-Qaisi

____________________________________________________________
Amman Arab University, Jordan

Abstract

The financial economics literature contains numerous research papers which examine issues that concern the banking industry. One of these issues is banking competition. Indeed, this issue is important because of its implications to financial stability and the growth of the borrowing firms. The purpose of this paper is to assess the competitive behavior of the
Jordanian banking sector during the period ranging from 1999 to 2008 using the nonstructural test developed by Panzar and Rosse. In more specific terms, this paper examines the overall competitive condition during the period 1999 – 2008 and how it has evolved over time. Based on the empirical findings, it is expected that a number of policy recommendations may be provided. The objective of these recommendations


References: Hall, R., (1988). The Relation Between Price and Marginal Cost in US Industry, Journal of Political Economy 96: 921-947. Lau, L., (1982). On Identifying the Degree of Competitiveness from Industry Price and Output Data, Economic Letters 10: 93-99. Murjan, W., and C. Ruza (2002). The Competitive Nature of the Arab Middle Eastern Banking Markets, International Advances in Economic Research 4: 267-274. Panzar, J., and J. Rosse (1982). Structure, Conduct and Comparative Statistics, Bell Laboratories Economics Discussion Paper. Panzar, J., and J. Rosse (1987). Testing for ‘Monopoly’ Equilibrium, Journal of Industrial Economics 35: 443-456. Prasad, A., and S. Ghosh (2005). Competition in Indian Banking, IMF Working Paper No. Turk-Ariss, R., (2009). Competitive Behaviour in Middle East and North Africa Banking Sustems, The Quarterly Review of Economics and Finance 49: 693-710. Yildirim, H., and G. Philippatos (2007). Competition and Contestability in Central and Eastern European Banking Markets, Managerial Finance 33: 195-209. Yuan, Y., (2006). The State of Competition of the Chinese Banking Industry, Journal of Asian Economics 17: 519-534.
Continue Reading
View Writing Issues

You May Also Find These Documents Helpful

  • Satisfactory Essays

    Masters Thesis
    • 837 Words
    • 4 Pages

    Masters Thesis

    Define food justice in terms of equity: “achieving justice is not only a matter of redistributing goods, it is a matter of correcting disparities in social, political, and economic standings to allow those who have been historically underprivileged to advocate for their concerns” (Loo, 2014, p. 789&795).…

    • 837 Words
    • 4 Pages
    Satisfactory Essays
    Read More
  • Best Essays

    Islamic Finance as a Form of Financial Intermediation and Financial Stability in Malaysia
    • 1671 Words
    • 7 Pages

    Islamic Finance as a Form of Financial Intermediation and Financial Stability in Malaysia

    Abdul Aziz M. Al-Dukhell, (1995), The Banking System and Its Performance In Saudi Arabia, Saqi Books, London.…

    • 1671 Words
    • 7 Pages
    Best Essays
    Read More
  • Powerful Essays

    Islamic Banking vs Conventional Banking
    • 3330 Words
    • 14 Pages

    Islamic Banking vs Conventional Banking

    References: Alkassim F. (2005). The Profitability of Islamic and Conventional Banking in the GCC Countries: A Comparative Study.…

    • 3330 Words
    • 14 Pages
    Powerful Essays
    Read More
  • Satisfactory Essays

    CSEC ECONOMICS
    • 263 Words
    • 2 Pages

    CSEC ECONOMICS

    An excellent analysis of data using relevant economic theory was done. The full ten marks…

    • 263 Words
    • 2 Pages
    Satisfactory Essays
    Read More
  • Satisfactory Essays

    Economics: Supply and Demand and Fried Chicken
    • 3103 Words
    • 13 Pages

    Economics: Supply and Demand and Fried Chicken

    An excellent analysis of data using relevant economic theory was done. The full ten marks…

    • 3103 Words
    • 13 Pages
    Satisfactory Essays
    Read More
  • Best Essays

    Assignment BMOM5203
    • 3748 Words
    • 17 Pages

    Assignment BMOM5203

    Turen, S. (1995). Performance and Risk Analysis of the Islamic Banks: The Case of Bahrain Islamic Bank. Journal of Islamic Economics. 7: 3 -13.…

    • 3748 Words
    • 17 Pages
    Best Essays
    Read More
  • Better Essays

    Cash Loan Management System Proposal
    • 1159 Words
    • 5 Pages

    Cash Loan Management System Proposal

    increase in lending to borrowers. It is vital to note that, today’s economic growth poses a big…

    • 1159 Words
    • 5 Pages
    Better Essays
    Read More
  • Powerful Essays

    Dealing with Non-Performing Loans of Banks
    • 2430 Words
    • 10 Pages

    Dealing with Non-Performing Loans of Banks

    The aim of this article is to inform the public about the exact magnitude of…

    • 2430 Words
    • 10 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    IMPACT OF BANKING REGULATION ON THE EFFIENCY AND PERFORMANCE OF ISLAMIC BANK
    • 3052 Words
    • 10 Pages

    IMPACT OF BANKING REGULATION ON THE EFFIENCY AND PERFORMANCE OF ISLAMIC BANK

    Islamic banks today exist in all parts of the world and are looked upon as a viable alternative system. While it was initially developed to fulfill the needs of Muslims, Islamic banking has now gained universal acceptance.Islamic banking has been in existence since the 1970s, and it has shown tremendous growth over the last 30 years. The practice of Islamic banking now spreads all over the world from the East to the West, all the way from Malaysia, Bahrain to Europe and the US. As of 2004, the size of the banking industry assets has reached hundreds of billions of dollars from merely hundreds of thousands of dollars in the 1970s. Since early 1990s, studies that were focused on the efficiency of financial institutions have become an important part of banking literature (Berger and Humphrey, 1997).…

    • 3052 Words
    • 10 Pages
    Powerful Essays
    Read More
  • Better Essays

    Benchmarking in Islamic Finance: Issues and Challenges
    • 1512 Words
    • 7 Pages

    Benchmarking in Islamic Finance: Issues and Challenges

    Fhamy, E. (n.d.). Ribh-al-mithl: Benchmarking Issues and Challenges in Islamic Banking and Finance Industry. Incief academia .…

    • 1512 Words
    • 7 Pages
    Better Essays
    Read More
  • Good Essays

    Hr Implications in Private Banks
    • 8448 Words
    • 34 Pages

    Hr Implications in Private Banks

    institutions. It has accommodated the financial needs of the government, public enterprises and private sectors (Khan, 1995; Khan and Khan, 2007). Public sector dominancy, among others, lead to inefficiency in the banking sector (Haque, 1997). The economic efficiency of the banks remained low that led to low savings and investment in the private sector which resulted in low growth (Khan and Khan, 2007). These problems include concentrated ownership of financial assets, high taxes, narrow range of products and have not diversified into consumer and mortgage financing (Haque, 1997 and Limmi, 2002). A strong regulatory and supervisory system is necessary to cop with the financial crises and promotes the efficient function of financial markets (Caprio and Klingebiel, 1997). Therefore the challenge is to formulate an appropriate regulatory framework that enables the banking system to be more resilient to insolvency. In addition timing, sequencing and speed of restructuring measures are very important for successful restructuring (Khatkhate, 1998 and Alawode and Ikhide, 1997). Moreover, the reforms of the financial system are important to remove market distortions (Eatwell, 1996; Mavrotas and Kelly, 2001; and Khan and Khan, 2007). Financial sector in Pakistan has been under reforms process since early 1990’s. The objectives of these reforms has been removing inefficiencies of financial intermediations and maintaining stability and enhancing growth (Faruqi, 2007). In order to improve the efficiency of financial system the Government of Pakistan initiated macroeconomic and financial sector restructing program.…

    • 8448 Words
    • 34 Pages
    Good Essays
    Read More
  • Powerful Essays

    Thesis
    • 69292 Words
    • 278 Pages

    Thesis

    3.1 3.2 3.3 3.3.1 3.3.2 3.3.3 3.3.4 3.3.5 3.3.6 3.3.7 3.3.8 3.3.9 3.3.10 3.3.11 3.4. 3.4.1 3.4.2 3.4.3 3.4.4 3.4.5 3.4.6 3.4.7 3.4.8 3.4.9 3.5 3.6 4.1 4.2 4.3 4.4 4.4.1 4.4.2 4.4.3 4.4.4 4.4.5 4.4.6 4.4.7 4.4.8 4.5…

    • 69292 Words
    • 278 Pages
    Powerful Essays
    Read More
  • Best Essays

    Why Are Islamic Banks Becoming Popular
    • 3154 Words
    • 13 Pages

    Why Are Islamic Banks Becoming Popular

    آ Ahmed, M. (2009, October 14). Did Islamic Banks in the Gulf Do Better Than Conventional Ones in the Crisis? آ« iMFdirect. iMFdirect. Retrieved November 8, 2009, from http://blog-imfdirect.imf.org/2009/10/14/islamic-banking/…

    • 3154 Words
    • 13 Pages
    Best Essays
    Read More
  • Good Essays

    Master Thesis
    • 1437 Words
    • 6 Pages

    Master Thesis

    1 Convective Heat and mass transfer through a Porous medium in a concentric annulus with Radiation effect…

    • 1437 Words
    • 6 Pages
    Good Essays
    Read More
  • Powerful Essays

    Master Thesis
    • 36789 Words
    • 148 Pages

    Master Thesis

    Semester: MED 10 Title: Communication, empathy and nurturance and gameplay experience changes on ecosystems of mixed realities Project period: Spring 2010…

    • 36789 Words
    • 148 Pages
    Powerful Essays
    Read More

Related Topics