The Imapct of Microfinance Banks on the Development of Smes
UNIVERSITY FOR DEVELOPMENT STUDIES
FACULTY OF MATHEMATICAL SCIENCES DEPARTMENT OF BUSINESS AND APPLIED MATHEMATICS
THE IMPACT OF MICRO FINANCE BANKS ON THE DEVELOPMENT OF SMES IN THE TAMALE METROPOLITAN ASSEMBLY SINCE 2008.
ALHASSAN SAWAL ABDUL-RAZAK (FAS/2016/08)
JUNE 2012
DEDICATION I dedicate this work to my mother Iddrisu Sagyelpaga.
i
CERTIFICATION
We certify that this work is being carried out independently by ALHASSAAN SAWAL ABDULRAZAK (FAS/2016/08) in the Department of Mathematics, Faculty of Mathematical Sciences of the University for Development Studies as of the requirement for the award of Bachelor of Science degree in Pure Mathematics.
.................................................. Mr. Alhassan Andani (Supervisor)
........................................ Date
..................................................... Dr. Stephen Twum HOD
......................................... Date
....................................................... External Examiner
........................................... Date
ii
DECLARATION
We declare that this research work was carried out by ALHASSAN SAWAL ABDUL-RAZAK in the Department of Business and Applied Mathematics, University for Development Studies, under the supervision of Mr. Alhassan Andani and that no previous submission for a degree of this university or elsewhere has been made. Related work by others, which serves as source of knowledge, has been duly acknowledge and referenced.
.............................................................. ALHASSAN SAWAL ABDUL-RAZAK
......................................................... Date
iii
ACKNOWLEDGEMENTS I give thanks and praises to Almighty Allah, the uncreated creator, the all knowing, the ever protecting. Without the boundless, messy of Allah this work would have been but a dream. My special thanks go to my supervisor Mr. Alhassan Andani for the extreme patience and time response to all
FACULTY OF MATHEMATICAL SCIENCES DEPARTMENT OF BUSINESS AND APPLIED MATHEMATICS
THE IMPACT OF MICRO FINANCE BANKS ON THE DEVELOPMENT OF SMES IN THE TAMALE METROPOLITAN ASSEMBLY SINCE 2008.
ALHASSAN SAWAL ABDUL-RAZAK (FAS/2016/08)
JUNE 2012
DEDICATION I dedicate this work to my mother Iddrisu Sagyelpaga.
i
CERTIFICATION
We certify that this work is being carried out independently by ALHASSAAN SAWAL ABDULRAZAK (FAS/2016/08) in the Department of Mathematics, Faculty of Mathematical Sciences of the University for Development Studies as of the requirement for the award of Bachelor of Science degree in Pure Mathematics.
.................................................. Mr. Alhassan Andani (Supervisor)
........................................ Date
..................................................... Dr. Stephen Twum HOD
......................................... Date
....................................................... External Examiner
........................................... Date
ii
DECLARATION
We declare that this research work was carried out by ALHASSAN SAWAL ABDUL-RAZAK in the Department of Business and Applied Mathematics, University for Development Studies, under the supervision of Mr. Alhassan Andani and that no previous submission for a degree of this university or elsewhere has been made. Related work by others, which serves as source of knowledge, has been duly acknowledge and referenced.
.............................................................. ALHASSAN SAWAL ABDUL-RAZAK
......................................................... Date
iii
ACKNOWLEDGEMENTS I give thanks and praises to Almighty Allah, the uncreated creator, the all knowing, the ever protecting. Without the boundless, messy of Allah this work would have been but a dream. My special thanks go to my supervisor Mr. Alhassan Andani for the extreme patience and time response to all
References: 1. Adams, D. and Picshke, J. D (1992) “Microenterprise Credit Programs: Déjà vu” World Development, Vol