Td Basel Iii Implementation
Individual Assignment - TD Canada Trust
FIN 701
Financial Intermediation
Professor: Patricia McGraw
Mailbox 34 in TRS 1-002
By: Edward LeBar
Student #: 500-430-786
Due Date: November 19th, 2012
Table of Contents
Introduction: 3 Basel III: 5 Conclusions: 10 Appendix 12 Appendix 1 – How we manage risk 12 Appendix 2 – TD Capital Position 13 Tier 1 Capital 13 Tier 2 Capital 14 Capital Ratios 14 Appendix 3 – BCAR Capital Components 15 Tier 1 15 Tier 2 16 Tier 3 17 Capital Ratios 17 Appendix 4 - Consolidated Balance Sheet 18 Appendix 5 - BCAR Derivative Component 21 Appendix 6 – Risk Weighted Assets Basel II 23 Appendix 7 – Price Waterhouse Coopers 24 Perspectives on the Canadian banking industry 24 Capital Adequacy Ratio Chart 25 References 26
Individual Assignment – TD Canada Trust
Introduction:
TD Canada Trust had many predecessors before becoming the powerhouse bank it is today. TD started off as the Bank of Toronto was founded in 1855 in Toronto, Canada, by a group of Ontario flour millers and grain dealers. Canada’s Grain industry was emerging at that time, which created a need for a new bank to provide essential banking, insurance, and commodity exchange services. The Bank of Toronto’s business began to grow the bank began a provincial branch network and would expand to Montreal in 1860. In 1867 the Dominion bank was founded by a group of professionals, industrialists and financiers raised funds to create a new financial institution. In 1869, the Canadian Parliament issued a charter to the Dominion bank in order to help build Canada’s infrastructure. The Dominion bank and Toronto Bank were in competition with each other in the early and both aggressively expanded branches. The Two banks would expand all over Canada, and in 1911 the Dominion bank made its first foreign venture to London, England and New York in 1919. Shortly after challenges would arise with events such as World War I, then the Great
FIN 701
Financial Intermediation
Professor: Patricia McGraw
Mailbox 34 in TRS 1-002
By: Edward LeBar
Student #: 500-430-786
Due Date: November 19th, 2012
Table of Contents
Introduction: 3 Basel III: 5 Conclusions: 10 Appendix 12 Appendix 1 – How we manage risk 12 Appendix 2 – TD Capital Position 13 Tier 1 Capital 13 Tier 2 Capital 14 Capital Ratios 14 Appendix 3 – BCAR Capital Components 15 Tier 1 15 Tier 2 16 Tier 3 17 Capital Ratios 17 Appendix 4 - Consolidated Balance Sheet 18 Appendix 5 - BCAR Derivative Component 21 Appendix 6 – Risk Weighted Assets Basel II 23 Appendix 7 – Price Waterhouse Coopers 24 Perspectives on the Canadian banking industry 24 Capital Adequacy Ratio Chart 25 References 26
Individual Assignment – TD Canada Trust
Introduction:
TD Canada Trust had many predecessors before becoming the powerhouse bank it is today. TD started off as the Bank of Toronto was founded in 1855 in Toronto, Canada, by a group of Ontario flour millers and grain dealers. Canada’s Grain industry was emerging at that time, which created a need for a new bank to provide essential banking, insurance, and commodity exchange services. The Bank of Toronto’s business began to grow the bank began a provincial branch network and would expand to Montreal in 1860. In 1867 the Dominion bank was founded by a group of professionals, industrialists and financiers raised funds to create a new financial institution. In 1869, the Canadian Parliament issued a charter to the Dominion bank in order to help build Canada’s infrastructure. The Dominion bank and Toronto Bank were in competition with each other in the early and both aggressively expanded branches. The Two banks would expand all over Canada, and in 1911 the Dominion bank made its first foreign venture to London, England and New York in 1919. Shortly after challenges would arise with events such as World War I, then the Great