Summer Project on Personal Loan

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A
PROJECT REPORT
ON
APHELION FINANCE
PRIVATE LIMITED’S
PERSONAL LOANS

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CERTIFICATE
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This is to certify that “AMRUTA MAHADEV SHETKAR” has successfully completed the project work as a part of academic fulfillment of Masters of Management Studies (M.M.S.) semester IV examination. -------------------------------------------------

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Prof. Mrs. Shalini Talwar (Project Guide)
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Date : _________________DIRECTOR
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SIBM

DECLARATION

I, AMRUTA MAHADEV SHETKAR of Master of Management Studies III of Sinhgad Institute of Business Management (SIBM), hereby declare that I have successfully completed this Project on “A STUDY ON PERSONAL LOAN” under the guidance of “PROF. DR. SHALINI TALWAR” as a part of academic fulfilment of Master of Management Studies (M.M.S.) from “Sinhgad Institute of Business Management, Chandivali” in the academic year 2012-13. The information incorporated in this project is true and original to the best of my knowledge.

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Signature
ACKNOWLEDGEMENT

"Gratitude is not a thing of expression; it is more matter of feeling."

There is always a sense of gratitude which one express towards others for their help and supervision in achieving the goals. This formal piece of acknowledgement is an attempt to express the feeling of gratitude towards people who helpful me in successfully completing of my training. I would like to express my deep gratitude to Ms. Khushbu Shah my training coordinator for their constant co-operation. He was always there with his competent guidance and valuable suggestion throughout the pursuance of this research project. Special thanks to Prof. Mrs. Shalini Talwar who guided me to work honestly and to give valuable suggestion for improving my work. Last but not least I would also like to place of appreciation to all the respondents whose responses were of utmost importance for the project. They motivated me throughout the project & made me walk all the steps of this project, intricately and helped me in formulating the entire framework of this analytical research. A word of thanks to all the respondents who spared their valuable time from their busy itinerary in responding to all the questions and made the project complete.

INDEX

CERTIFICATE
DECLARATION
ACKNOWLEDGEMENT
EXECUTIVE SUMMERY
OBJECTIVE OF PROJECT
* Purpose of the Study
* Scope of the Study
RESEARCH METHODOLOGY
CHAPTER 1: INTRODUCTION
* Introduction to personal loans
* Types of personal loans
* Eligibility
* Documentation
* Procedure of sanctioning the personal loan in india
CHAPTER 2: LITERATURE REVIEW
CHAPTER 3: COMPANY PROFILE
* About Company
* Personal loan policy
* Competitors
* SWOT Analysis
* Procedure of sanctioning the personal loan

CHAPTER 4: COMPARATIVE STUDY OF DISBURSEMENT OF
PERSONAL LOAN BY COMMERCIAL BANKS
CHAPTER 5: ANALYSIS & INTERPRETATIONS
CHAPTER 6: PROBLEM FACED BY CUSTOMERS
CHAPTER 7: OBSERVATIONS/FINDINGS
CHAPTER 8: LIMITATIONS
CHAPTER 9: RECOMMENDATIONS & SUGGESTION
CHAPTER 10: CONCLUSION
CHAPTER 11:...
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