Study of Deposit Mobilization in State Bank of Inida

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Summer Internship Report
On
STUDY OF DEPOSIT MOBILIZATION IN STATE BANK OF INDIA
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Submitted in the Partial fulfillment of the requirement of the degree of
Post Graduation diploma in Management
By

Lakshmi K.S
Reg No. DSBSPGDMA09023
Under the guidance of
Company Guide Faculty Guide Mr. Ramananda Prof. K.V. Ramanatham Branch Manager DSBS SBI Bangalore Kumara Swamy Layout

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Dayananda Sagar Business School
Bangalore
2009-2011

STUDENT’S DECLARATION

I hereby declare that the project report titled “STUDY OF DEPOSIT MOBILIZATION IN SBI” submitted in the partial fulfillment of the requirements for the award of PGDM is my original work. This has not been submitted in part or full towards any other degree or diploma.

Lakshmi K.S.
DSBSPGDMA09023

CERTIFICATE

This is to certify that the research conducted on “STUDY ON DEPOSIT MOBILIZATION IN SBI” is an original work conducted by Ms. Lakshmi K.S. A bearing Registration No.DSBSPGDMA09023 under my guidance and support, at STATE BANK OF INDIA , BANALORE in partial fulfillment of the requirements for the award of the Degree of Post Graduate Diploma in Management.

Place: BangaloreProf. K.V. Ramanathan
DSBS

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Dayananda Sagar Business School
Bangalore
2010

ACKNOWLEDGEMENT

At the outset, I would like to express my gratitude to Prof. R. K. Vijay Sarathy, Director, PGDM, Dayananda Sagar Business School for permitting me to take up this project in SBI, Bangalore

I owe my special thanks to Mr. Ramananda as he found me credible enough to work for STATE BANK OF INDIA and selected me for a challenging project and guided me throughout the project at each and every step, thus was able to complete my project successfully.

I would like to express my respectful thanks to Prof. K.V.Ramanathan, faculty, DSBS, Bangalore for constantly supporting and guiding me in achieving the prescribed objectives of my project.

Lakshmi K.S.

CONTENTS

1. BANKING INDUSTRY OVERVIEW

1. HISTORY

2. INDIAN BANKING SYSTEM

3. CURRENT SCENERIO

4. STRUCTURE OF INDIAN BANKING SYSTEM

2. COMPANY PROFILE

3. DEFINITION OF DEPOSITS AND TYPES OF DEPOSITS (GENERAL)

4. TYPES OF DEPOSITS OFFERED BY SBI

5. MEANING OF DEPOSIT MOBILIZATION

6. STRATEGY ADOPTED BY SBI FOR DEPOSIT MOBILIZATION

7. GRAPHICAL REPRESENTATION AND INTERPRETATION

8. PROCESS OF DEPOSIT MOBILIZATION

9. WHY DEPOSIT MOBILIZATION?

10. FINDINGS

11. SUGGESTIONS

12. CONCLUSION

13. BIBLIOGRAPHY

EXECUTIVE SUMMARY

TITLE OF THE PROJECT

“Deposit Mobilization In State Bank Of India”

BACKGROUND OF PROJECT TOPIC:

“Money transferred into a customer's account at a financial institution.” Deposit is the amount of money received by the Bank from general public or institutions where in the depositor gets periodical interest based on the schemes. If the amount is saved in savings bank account the depositor gets lesser rate of interest because the amount can be withdrawn by the depositor at any time and the bank will not have any scope for investing the amount in any securities or in any long term investments whereas the Bank pays higher rate of interest for the deposits made for a particular period preferably long period because they can invest in long term securities. IMPORTANCE OF THE PROJECT

This study on the deposit mobilization in SBI will give a clear insight into the deposit of their institution. This helps the organization to develop new schemes and take up measures to have stabilized market share. As a student I will be able to gain more knowledge about the Bank deposits and its competitors.

OBJECTIVES:
1. To Study...
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