Strategies of Banking and Credit Risk Management” of United Commercial Bank (Ucb) Ltd.

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LETTER OF TRANSMITTAL

Date: August, 2011

Dr. Razia Begum
Professor
Department of Business Administration (Marketing)
University of Dhaka,
Bangladesh

Subject: Submission of the “Term Paper on Strategies of Banking and Credit Risk Management”.

Respected Madam,

It is my pleasure to submit my project report titled "Strategies of Banking and Credit Risk Management” of United Commercial Bank (UCB) Ltd. which I was assigned as a part of the partial fulfillment of evening MBA course Strategic Marketing.

As a part of the completion of the masters degree at the department of marketing, University of Dhaka it is a privilege to write a report on United Commercial Bank (UCB) Ltd. It is worthwhile experience to develop an aptitude to build up carrier in the banking sector. Experience here will help me developing professionalism and have positive attitude towards business world.

I have tried my best to accumulate information that I believe relevant and insightful. It was a great opportunity to apply some theoretical knowledge in the practical purpose. I tried my best to give some suggestions for the betterment of the service sales and center and customer service department. I hope they will be worthwhile.

It will be my pleasure to clarify any matter regarding this report I thank you for allowing me the opportunity to undertake the task and for your sincere guidance and cooperation.

Yours truly,

_______________
Saleh Hossain
ID- 41018061 (18th Batch)
EMBA (Major in Marketing)
University of Dhaka

DECLARATION

I am Saleh Hossain, currently working in United Commercial Bank Ltd. is continuing as a student of University of Dhaka, Program- Masters in Business Administration Evening (EMBA), Major in Marketing, ID-41018061 do hereby declared that the report on United Commercial Bank (UCB) Ltd, Dhaka, is an original and benefited work done by me for partial fulfillment of the Masters in Business Administration Degree, as a part of academic curriculum. It has not been submitted by me before, for any other degree.

_________________
Saleh Hossain
ID: 41018061
EMBA-18th Batch
Major in Marketing
University of Dhaka

ACKNOWLEDGEMENT

I have prepared my report on “Strategies of Banking and Credit Risk Management”. I tried my best to get ready this paper to the required standard.

At first, I would like to express my heartiest thankfulness to almighty ALLAH for giving me the strength to complete the report successfully.

Than of all I would like to thank my honorable supervisor in UCBL M. Sohrab Hossain Sarker, SEO for giving me support during the work with the mentioned topics, which is an excellent one. I am grateful to him for continual support and suggestion. Without his co-operation and supervision, the report would not have been possible.

I am also grateful to Mr. Wayes Ahmed (Management Trainee) of UCB Bank Ltd, Banani Branch. He has obliged me by providing the valuable and confidential data of the bank. I give my special thanks to all of the officials of this branch who help me by providing data. I am grateful to them because of their co-operation and their assistance to prepare this report.

EXECUTIVE SUMMERY

As a partial fulfillment of Masters in Business Administration (MBA) program the Term Paper submission is designed to the gap between academic knowledge and the practical to some extend. It is really a great opportunity to have on real life experience while passing through the process of theoretical learning. The report is prepared with the organizational experience I gathered in the United Commercial Bank of Bangladesh Ltd.

Banking system of Bangladesh has gone through three phases of development- Nationalization, Privatization, and Lastly Financial Sector Reform. United Commercial Bank Of Bangladesh Limited has started its journey as a private commercial bank on June 3, 1983....
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