1) What is a documentary?
* A documentary film is a movie that attempts to document reality. Even though the scenes are carefully chosen and arranged, usually through editing after filming, they are not scripted and the people in the movie are not typically actors. Sometimes, a documentary film may rely on voice-over narration to describe what is happening in the footage; in other films, the images speak for themselves without commentary. A documentary often includes interviews with people in the film for additional context or information. 2) How many millions of Americans do NOT have health care coverage in America? How many thousands of Americans die a year from NOT having health care insurance? * About 44 million people in this country have no health insurance. This means that nearly one-third of Americans face each day without the security of knowing that, if and when they need it. Nearly 45,000 people die in America because they have no health insurance. 3) How many millions of Americans DO have health insurance? * Roughly about a few million Americans have health insurance . 4) What is a co-pay? A deductible?
* Copay is a payment defined in the insurance policy and paid by the insured person each time a medical service is accessed. It is technically a form of coinsurance, but is defined differently in health insurance where a coinsurance is a percentage payment after the deductible up to a certain limit. * Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses. 5) What is a pre-existing condition? List THREE examples of them? * A pre-existing condition is a risk with extant causes that is not readily compensated by standard, affordable insurance premiums. Pre-existing condition exclusions by the insurance industry are meant to cope with adverse selection by potential customers. * Three Examples: AIDS, Heart Attack and Lung Transplant