Scrouge's A Christmas Story

I believe there can actually be any number of characters in this short ghost story. My reasoning is, just like 'A Christmas Story', the man, just like Scrouge, was going to bed and could have been carring around a lot of wrongs that he did to people. Instead of these wrongs coming to haunt him, like the ghost of Christmas past, the worry that had been eating him up inside carried over to his hair piece, or wig, and with each worry or wrong he did strands of his wig turned white. The white coloring, would be the ghost of his wrong doings and is a visual representation of the hurt and pain he may have caused someone by his actions. If this is the case, the tone of the story would be sullen and sad because, looking at the wig would show how