Saraswat Bank Income Statement

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30000 25000
21029.26 23517.08 18879.13 15295.40

27312.95

20000 18000 16000 14000 12000 10000 8000
10745.47 13874.10 15622.82 17071.06

19186.27

20000 15000 10000 5000 0

6000 4000 2000 2007 2008 2009 2010 2011 0 2007 2008 2009 2010 2011

1600 1400 1200 1000 800 600 400 200 0 2007 2008 2009 2010
1130.95 1042.40 1174.21 1270.37

1473.49

2011

16000.00
14266.73

15800.96

12000 10000
8110.41 9250.35 7448.31 6370.46

11511.99

14000.00 12000.00 10000.00 8000.00 6000.00 4000.00 2000.00 0.00 2007 2008 8924.94 11430.82

12918.85

8000 6000 4000 2000 0

2009

2010

2011

2007

2008

2009

2010

2011

Annual Report 2010-11

THE SARASWAT CO-OPERATIVE BANK LIMITED
(A SCHEDULED BANK)
REGISTERED OFFICE CORPORATE CENTER : ‘Madhukosh’, S.V. Sovani Path, Girgaum, Mumbai – 400 004. : Saraswat Bank Bhavan, Plot No. 953, Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025. Website: www.saraswatbank.com : September 14, 1918. : ACD-MH-220-P, dated 27.08.1980. : ALL INDIA : ‘A’ (Since 1933, i.e. the year in which we were registered as a Bank). --- ANNUAL REPORT 2010-11 --CONTENTS: 1. 2. 3. 4. 5. 6. 7. 9. 10. 11. 12. 13. 14. 15. 16. 18. 19. 21. 22. Notice ..................................................................................................................................................... 2 Board of Directors, Auditors, Legal Advisors and Bankers...................................................................... 3 Performance Highlights ........................................................................................................................... 4 Report of the Board of Directors.............................................................................................................. 5 Concise Report of the Board of Directors in Marathi............................................................................. 56 Statutory Auditors’ Report ..................................................................................................................... 93 Balance Sheet as at 31st March, 2011.................................................................................................. 94 .............................................................. 96 Schedules forming part of Accounts for the year ended 31st March, 2011 ........................................... 98 Notes to Accounts for the year ended 31st March, 2011..................................................................... 104 Cash Flow Statement .......................................................................................................................... 113 Progress at a Glance........................................................................................................................... 114 Involvement of Small Man ................................................................................................................... 116 Report of the Board of Directors of Saraswat Infotech Ltd. ................................................................ 117 Statutory Auditors’ Report of Saraswat Infotech Ltd. .......................................................................... 120 Balance Sheet of Saraswat Infotech Ltd. as at 31st March, 2011....................................................... 122 ................... 123 Schedules forming part of Accounts of Saraswat Infotech Ltd. for the year ended 31st March, 2011. .124 Cash Flow Statement (AS3) of Saraswat Infotech Ltd. . ..................................................................... 131 .............................. 132 Attendance Slip. .................................................................................................................................. 133 Form A – Request to send the Annual Report in Marathi / to send the Annual Report electronically from FY...
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