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Sample Memo
TO: All Employees
FROM: ME, Benefits Choice Manager
DATE: March 27, 2013
SUBJECT: BENEFIT ENROLLMENT CHANGES

The benefit enrollment period has arrived for all Baxter Company employees for the 2014 benefit year. Any changes that employees wish to make to their benefits including, health, dental and life insurance policies will need to be made during this open enrollment period only. Please note that most benefits will not be changing for the upcoming 2014 benefit year.

The changes to the 2014 benefit year will be fairly minimal. The health insurance coverage will now be changed to either a basic plan or the prudent buyer plan. More details regarding the health benefits and increases to life insurance policies will be coming in email to all employees on April 5th. The additional changes to dental insurance are noted below and will also be included in the upcoming email.

The biggest changes for the 2014 benefit period will be dental insurance changes. Baxter Company will now be offering two different dental carriers to choose for your dental coverage. Quality Care will continue their dental coverage for our employees. A new dental carrier, Health Alliance will be a new option for our employees for their dental insurance needs.

Baxter Company has arranged a day for a Human Resource representative to come in to answer any questions regarding the benefit changes for the year. The benefit meeting scheduled for 2014 will be Monday, April 15th, 2013. Please attend any and all benefit meetings in the East Lounge at the designated time(s) below if needed:
Dental Insurance Meeting: 8:30 a.m. - 10:30 a.m.
Health Insurance Meeting: 1:00 p.m. - 3:00 p.m.
Life Insurance Meeting: 3:00 p.m. - 5:00 p.m.

Please note that all benefit changes for the 2014 year must be made during the benefit enrollment period. The deadline for benefit changes is May 31, 2013 at 4 p.m. (CST). If you have questions, please attend your informational meeting

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