Sl.No PARTICULARS PAGE NO.
OBJECTIVE 1: SELECTION OF VARIABLES
OBJECTIVE 2: CLASSIFICATION OF RESPONDANTS
OBJECTIVE 3: DISCRIMINANT ANALYSIS
OBJECTIVE 4: FACTOR ANALYSIS & MULTIPLE REGRESSION
We acknowledge our sincere gratitude to Dr. P. Sashikala for giving us the opportunity to research and submit a report on the “Financial IQ of Investors” as our second semester term project. The valuable suggestions, constant help and encouragement throughout the research has helped this report attain its present shape.
We would also like to thank the investors who gave us their valuable time and necessary information through our questionnaire.
Income is the consumption and saving opportunity gained by an entity within a specified time frame, which is generally expressed in monetary terms. However, for households and individuals, income is the sum of all the wages, salaries, profits, interest payments, rents and other forms of earnings received in a given period of time. For firms, income generally refers to net profit: what remain of revenue after all the expenses have been subtracted.
Individuals earn money in return for the work they do for the organizations. Part of the income is consumed by them and the remaining goes into their savings. Generally we say that an individual uses money either for transaction purposes or he may save it for some precautionary purpose or he may want to use it for speculative purpose.
Transactional Purpose: An individual might hold a part of his income as a medium of exchange for use in transactions, i.e. to pay bills. It is the amount of money needed to cover the needs of an individual. It... [continues]
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