45th annual report and accounts 1999-2000
contents
Message from the Chairman ......................................................................................................... 3 Board of Directors ......................................................................................................................... 5 Board Committees ........................................................................................................................6 Senior Management ......................................................................................................................7 Letter from the Managing Director ...............................................................................................9 Message from Joint Managing Director and Deputy Managing Director .................................. 11 Performance Highlights ............................................................................................................... 12 Five Years at a Glance ..................................................................................................................13 ICICI Group: a Virtual Universal Bank .......................................................................................... 14 Directors' Report ..........................................................................................................................17 Management Discussion and Analysis .......................................................................................28 Approvals, Disbursals & Outstandings ........................................................................................ 74 Shareholders’ Information ........................................................................................................... 76 Financials ....................................................................................................................................F1 Auditors’ Report... [continues]
contents
Message from the Chairman ......................................................................................................... 3 Board of Directors ......................................................................................................................... 5 Board Committees ........................................................................................................................6 Senior Management ......................................................................................................................7 Letter from the Managing Director ...............................................................................................9 Message from Joint Managing Director and Deputy Managing Director .................................. 11 Performance Highlights ............................................................................................................... 12 Five Years at a Glance ..................................................................................................................13 ICICI Group: a Virtual Universal Bank .......................................................................................... 14 Directors' Report ..........................................................................................................................17 Management Discussion and Analysis .......................................................................................28 Approvals, Disbursals & Outstandings ........................................................................................ 74 Shareholders’ Information ........................................................................................................... 76 Financials ....................................................................................................................................F1 Auditors’ Report... [continues]
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