NATIONAL CREDIT & COMMERCE BANK
FINAL BUSINESS REPORT BUS 101 Sec:03 Executive Summary
NCC Bank is now being called a modern bank that undertakes all its operations at an international standard. Having started its operations as a commercial bank in 1993, recovering from some primary difficulties, NCC Bank has now emerged as a major player in the financial sector. The bank has been able to attain a commendable CAMEL rating and its performance has been outstanding in terms of profitability for the year ended 2000. Listed in both the Dhaka and Chittagong bourses since late 1999 with an IPO that raised the paid-up capital of the bank to Tk.39 corer, the current price levels of its shares and turnover in trading is evidence of its high rating among investors. Banks are the pillars of the financial system. Especially, in Bangladesh, the health of the banking system is extremely vital because the capital market is little developed. The Credit Rating Agency of Bangladesh Limited (CRAB) has completed its grading for NCC Bank up to 31 Dec, 2010. Accordingly the bank has been rated as A1 in long term and ST-2 in short term performances. A commercial bank rated A1 is defined to be strong enough to meet its financial commitments. A1 is judged to be of high quality and are subject to low credit risk. Commercial banks having rated ST-2 are considered to have enough strength for timely repayment. Banks of this category are with commendable position in terms of liquidity, internal fund generation and access to alternate sources of funds
VISION & MISSION 1
COMPANY BACKGROUND 2
BOARD OF DIRECTORS 3
MANAGEMENT STRUCTURE 4
WORKFORCE TRAINING 4
AUDITOR’S REPORT 5
FINANCIAL STATEMENT 6
GRAPHICAL REPRESENTATION 8
MARKETING PLAN 11
ADVERTISING & PROMOTION 11
PRODUCTS & SERVICES 12
INFORMATION & TECHNOLOGY 14
SWOT ANALYSIS & CONCLUSION 15
APPENDICES & REFERENCES 17 Page 1
To become the Bank of choice in serving the Nation as a progressive and Socially Responsible financial institution by bringing credit & commerce together for profit and sustainable growth.
To mobilize financial resources from within and abroad to contribute in Agriculture's, Industry & Socio-economic development of the country and to play a catalytic role in the formation of capital market.
National Credit and Commerce Bank Ltd. bears a unique history of its own. The organization started its journey in the financial sector of the country as an investment company back in 1985. The aim of the company was to mobilize resources from within and invest them to develop the country's Industrial and Trade Sector and to play a catalyst role in the...
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