Report on First Security Bank

Topics: Bank, Commercial bank, Retail banking Pages: 20 (4457 words) Published: February 22, 2011

Chapter—1: Introduction
Objective of the study
Relation of the study
Scope and Limitation


Bank is a financial intermediary whose prime function is to move scarce resources in the form of credit from savers to those who borrow for consumption and investment. In a modern society, banks are very much important to the economy because of their ability to create money. Commercial banks are profit seeking enterprises. Balancing risk and return in their portfolio management with the goal of maximizing shareholder wealth. A bank is an organization that engages in the business of banking. Lending comprises a very large portion of a bank's total assets and forms the backbone of the bank. Interest on lending constitutes the highest proportion of income of a bank. 1.1-- Objective of the study:

The Main objective of the study is to access General banking Operation through the analysis of some particular aspects. The main objectives are: 1. To evaluate the principal activities of First Security Bank Limited 2. To know in depth the operations of banking sector

3. To identify services provided by FSIBL
1.2-- Methodology:

The methodology indicates the selection of sample banks, sources of data and the method of data analysis followed by indicating the limitation of the study. Data has been collected from both primary and secondary sources. Informal meeting with the senior official was also helpful. This report is prepared by using both primary and secondary sources such as: ➢ Latest Annual report of FSIBL

➢ Bangladesh Bank publications
➢ SEC publication etc
➢ Personal observation
➢ Discussion with officers
➢ Internet
➢ Working with different departments
➢ Experts opinions and comments
➢ Published documents

1.3-- Relation of the study:

Knowledge and learning become perfect when it is associated with theory and practice. Theoretical knowledge gets its perfection with practical application. The study is very much related to the BBA program in International Islamic University Chittagong. The study helps to compare the knowledge gathered from the program and the real world banking sector operation. I have come to know the product and procedure of bank operation. Huge of knowledge can be gathered from the study of banking sector operation.

1.4-- Scope and Limitation:

The study was conducted at the premises of the FSIBL Dhamondy branch. The task of banking is not that much easy and it has a very wider aspect. So the study is simply able to give an idea not the whole picture. I have conducted an analysis of the General banking Operation of FSIBL.

As the report prepared with a short span of time, the report could not be made comprehensive and conclusive. Some usual constraints I did face during the course of my investigation. Due to the banks policy of maintain secrecy I did not get the opportunity to collect information regarding all departments.

Organizational Overview
2.1: Banking Overview of Bangladesh 2.2: Central bank
2.3: Commercial Bank
2.4: Organizational Overview
2.5: Management Efficiency
2.6: Human Resource Development

2.1 Introduction:

In the backdrop of economic liberalization and financial sector reforms, a group of highly successful entrepreneur conceived an idea of floating a commercial bank with different outlook. From them it was competence, excellence and consistent delivery of reliable services with superior value products First Security Islami Bank Limited (FSIB) was incorporated in Bangladesh on 29 August 1999 as a banking company under Companies Act 1994 to...
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