Problems of Sme Financing by the Commercial Banks from Borrower’s Perspective

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Problems of SME Financing by the Commercial Banks from Borrower’s perspective (A Study on Dutch Bangla Bank Limited-Khulna Branch)

This internship report is submitted for the partial requirements of the degree of Bachelor of Business Administration (BBA) program

Shamma Ferdous
ID: BBA # 090160890 BBA Program Fall 2012

January, 2013

Problems of SME Financing by the Commercial Banks from Borrower’s perspective (A Study on Dutch Bangla Bank Limited-Khulna Branch)

This internship report is submitted for the partial requirements of the degree of Bachelor of Business Administration (BBA) program

SUBMITTED BY
SHAMMA FERDOUS ID: BBA # 090160890 BBA Program Fall 2012

SUPERVISED BY S. M. MONIRUL ISLAM
ASSISTANT PROFESSOR OF MARKETING DEPARTMENT OF BUSINESS ADMINISTRATION NORTHERN UNIVERSITY BANGLADESH KHULNA CAMPUS

January, 2013

LETTER OF TRANSMITTAL
January 24, 2013 The In-Charge Department of Business Administration, Northern University Bangladesh, Khulna Campus. Subject: Submission of internship report on “Problems of SME Financing by the Commercial P Banks from Borrower’s Perspective” - A Study on Dutch Bangla Bank Limited- Khulna Branch. Dear Sir, the Commercial Banks from Borrower’s perspective” -A Study on Dutch Bangla Bank LimitedKhulna Branch as per the supervisor’s instruction. I expect this report to be informative as well as

It gives me enormous pleasure to submit the internship report on “Problems of SME Financing by comprehensive.

Working in Dutch Bangla Bank Limited (DBBL) was an inspiring experience for me. I feel the immense knowledge and experience will facilitate me a lot in my future career. With my limited knowledge, I have tried my level best to prepare the report worthwhile. Your acceptance and appreciation would surely inspire me. For any further explanations about the report, I will be gladly available to clarify the ins and outs. Sincerely Yours, ------------------------------------Shamma Ferdous ID # BBA 090160890 Supervised by ------------------------------------S. M. Monirul Islam Assistant Professor Department of Business Administration, Northern University Bangladesh, Khulna Campus. i

DECLARATION

I, Shamma Ferdous, hereby declare that, this internship report on “Problems of SME Financing P Limited- Khulna Branch is submitted by me to Northern University Bangladesh, Khulna

by the Commercial Banks from Borrower’s perspective” - A Study on Dutch Bangla Bank Campus for the partial fulfillment of the requirement for the degree of Bachelor of Business Administration and it is an original work.

It has not been submitted earlier, either partly or wholly to any other University or Institution for has not been published in any other journal or magazine.

the award of my Degree, Diploma, Fellowship or other similar titles or prizes and that the work

Shamma Ferdous

ID # BBA 090160890

Department of Business Administration Northern University Bangladesh Khulna Campus

ii

CERTIFICATE

This is to certify that the internship report on “Problems of SME Financing by the P Limited- Khulna Branch.” is submitted by Shamma Ferdous, ID- BBA 090160890 for partial fulfillment of the requirement of the degree of Bachelor of Business Administration of Northern University Bangladesh, Khulna Campus. It is certain that she has worked under my supervision and guidance and that no part of this report has been submitted for the award of any other Degree, Diploma, Fellowship or other similar titles or prizes and that the work has not been published in any report, journal or magazine.

Commercial Banks from Borrower’s perspective” - A Study on Dutch Bangla Bank

Certified By:

----------------------------

S.M. Monirul Islam
Assistant Professor Department of Business Administration, Northern University Bangladesh, Khulna Campus

iii

ACKNOWLEDGEMENT
During Internship Programme, I have been fortunate to get the support, assistance and encouragement from a...
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