Pos System

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www.investorism.com
My investorism Sept. 1994 investment funds:


financial literacy interactive educating POS thesis

IMAGINE








if our best financial literacy educators were allowed to
decide – were required to decide !! – what optimum
consumer / investor point-of-sale financial literacy:
educating and empowering,
decision facilitating,
advisor advice validating,
safety protection enhancing,
fairer play / field levelling, and
governance building

point-of-sale (POS) transparencies, documents, systems,
processes, lumens and sales practices we should be using.

A. My 'Made-in-Canada' antidote cure ...
... for "asymmetric information" ...
My point-of-being $OLD / purchase "financial literacy" interactive •

consumer / investor point-of-sale empowering 1-pagers

My "investorism" 13¾ years young point-of-sale (POS) interactive educating thesis:
1.

interactive educating and investor empowering:


the key is the interactive process of the financial
advisor and their uneducated in financial literacy
consumer / investor client filling-in the blanks:

1



an interactive point-of-sale process that adheres to the ... Tell me and I forget.
Show me and I remember.
Involve me and I understand.
—ANCIENT CHINESE PROVERB

2.

decision facilitating:
all of the different acquisition options + financial
advisor remuneration combinations and
permutations are clearly listed.

3.

financial advisor advice validating:
... in whose best interests is the financial advisor's advice: is it in their consumer / investor client's best
interests or the advisor's own self-interests?

4.

safety protection enhancing:


"Sunshine is the greatest disinfectant." —
JUDGE LOUIS BRANDEIS

5.

fairer play, field levelling and competition enhancing:


point-of-sale delivery is the best way — it's really
the only way — to deliver both the timely +
investorism consistent antidote educating cure
for "asymmetric information" !!

2

6.

governance improving:





7.

simple interactive educating point-of-sale (POS) 1-pagers:


B.

every investor receives the same interactive
educating point-of-sale 1-pagers,
i.e. it's like the plane specific pre-flight checklist
that a pilot is required to complete before take-off
[ i.e. transpose this to a specific point-of-sale prepurchase checklist 1-pager for each fund category: mutual, segregated, hedge, labour, ETF, etc. ]
NOTE the key difference: the pilot actually puts
his o r her own life on the line with the lives of
their passengers when they actually take off
when they pilot the plane with their
passengers into the air !!

KiSS — Keep it Simple Stupid: 1-page is an
adult's POS attention span !!

My Sept. 1994 "investorism" Point-of-Sale Interactive
Educating & Safety Protection Enhancing 1-pagers:
One-Page Pointof-Sale Fund
Checklist

@ www.investorism.com/disclosure.pdf

3

Advisor
PROFILE
One-Pager

DON'T trust any financial well-being advice until you
a utopsy the Practice PROFILE of the financial advisor ...
who is dispensing the advice — who is actually selling products! It's simple – it’s a Know-Your-Financial Advisor 1-pager.

@ www.investorism.com/profile.pdf

R/SDD
(Redemption /
Switch Disclosure
Document)

@ www.investorism.com/rsdd0210.pdf
“The proposals for requirements for a switch disclosure
document are designed to discourage inappropriate advice
being given to consumer/investors. They are not designed to
discourage bona fide investment changes.”
—Glorianne Stromberg, Oct. 1998, Sections 21.1 and 21.2,
INVESTMENT FUNDS IN CANADA AND CONSUMER PROTECTION:
STRATEGIES FOR THE MILLENNIUM
@ http://strategis.ic.gc.ca/pics/ca/mainbody.pdfhttp://www.investorism.com/

Footnote :

"The question is not what you look at
but what you see."
—HENRY THOREAU
4

C.

The 2001 Nobel Economics Award recognized the
1974 thesis of "Asymmetric...
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