Philippine Health Insurance

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Philippine Health Insurance

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Introduction

Health is wealth, as they say. We live in a super-fast age. The Internet has shrunk the world dramatically and people are connected 24×7. Multitasking is the order of the day as we struggle to fulfill our responsibilities to everyone in our lives. They may include employers, parents, spouses, children, clients and many others. In this melee, too often we forget to spare time for ourselves. The stress levels continue to build up until one day a major collapse may make us aware that in all this frenzied activity, we have forgotten to take care of one important thing – our health. As we spend days shuttling between hospital and home, subjecting our body to one test after another trying to find out what has gone wrong, we are forced to remember that Health is indeed Wealth. As a citizen of this country, each of us has this benefits that we can get from our government. Especially, when it comes to our health. The government has this program or project which is called “PhilHealth”. It states its goal as insuring a sustainable national health insurance program for all. Nevertheless, this social insurance program provides a means for the healthy to pay for the care of the sick and for those who can afford medical care to subsidize those who cannot. Both local and national government allocate funds to subsidize the indigent.

History
They were called to serve the rural indigents echoed since the early '60s when the Philippine Medical Association introduced the MARIA Project which prioritized aid to communities in need of medical assistance. The Project would then be considered a valuable precursor to the Medicare program, from which a medical care plan for the entire Philippines was created. On August 4, 1969, Republic Act 6111 or the Philippine Medical Care Act of 1969 was signed by President Ferdinand E. Marcos which was eventually implemented in August 1971. The Philippine Medical Care Commission (PMCC) was tasked to oversee the implementation of the program which went for almost a quarter of a century. In the 1990s, a vision for a better, more responsive government health care program was prompted by the passage of several bills that had significant implications on health financing. The public's clamor for a health insurance that is more comprehensive in terms of covered population and benefits led to the development of House Bill 14225 and Senate Bill 01738 which became The National Health Insurance Act of 1995 or Republic Act 7875, signed by President Fidel V. Ramos on February 14, 1995. The law paved the way for the creation of the Philippine Health Insurance Corporation (PhilHealth), mandated to provide social health insurance coverage to all Filipinos in 15 years' time. PhilHealth assumed the responsibility of administering the former Medicare program for government and private sector employees from the Government Service Insurance System in October 1997, from the Social Security System in April 1998, and from the Overseas Workers Welfare Administration in March 2005. Vision, Mission, Core Values

Vision
"Bawat Pilipino, Miyembro,
BawatMiyembro, Protektado,
KalusuganNatin, Segurado"
Mission
"SulitnaBenepisyosaBawatMiyembro,
DekalidadnaSerbisyoparasaLahat"
Core Values
Innovation
Quality Service
Utmost Integrity
Equity
Social Solidarity &
Total Care

Members
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Overseas Worker
Who Are Qualified Members?
* Active land-based Overseas Filipino Workers (OFWs) who underwent the normal process of registration as an OFW at Philippine Overseas Employment Administration (POEA) Offices. * OFWs who are currently abroad but are not yet registered with PhilHealth may also register under this category. Note:

Sea-based OFWs such as seafarers are considered locally Employed Members. -------------------------------------------------

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