Personal Finance
Personal Finance
Update Edition
Vickie L. Bajtelsmit
with
Linda G. Rastelli
with select chapters from
Wiley Pathways
Business Math
essential math concepts for any business environment
Steve Slavin
with
Tere Stouffer
Copyright © 2012 John Wiley & Sons, Inc.
Copyright © 2012 by John Wiley & Sons, Inc.
All rights reserved.
No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning or otherwise, except as permitted under Sections 107 or 108 of the 1976 United States Copyright Act, without either the prior written permission of the Publisher, or authorization through payment of the appropriate percopy fee to the Copyright Clearance Center, Inc., 222 Rosewood Drive, Danvers, MA 01923, website www.copyright.com. Requests to the Publisher for permission should be addressed to the Permissions Department, John Wiley & Sons, Inc., 111 River Street, Hoboken, NJ 07030-5774, (201) 748-6011, fax (201) 748-6008, website
http://www.wiley.com/go/permissions.
To order books or for customer service, please call 1(800)-CALLWILEY (225-5945). ISBN 978-1-118-39970-5
10 9 8 7 6 5 4 3 2 1
Copyright © 2012 John Wiley & Sons, Inc.
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Page iii
Personal Finance
Vickie Bajtelsmit
Colorado State University
with Linda Rastelli
Copyright © 2012 John Wiley & Sons, Inc.
baj01275_fm_i-xxviii
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Page iv
Credits
PUBLISHER
Anne Smith
PRODUCTION ASSISTANT
Courtney Leshko
PROJECT EDITOR
Beth Tripmacher
PROJECT MANAGER
Shana Meyer
MARKETING MANAGER
Jennifer Slomack
CREATIVE DIRECTOR
Harry Nolan
SENIOR EDITORIAL ASSISTANT
Tiara Kelly
COVER DESIGNER
Hope Miller
PRODUCTION MANAGER
Kelly Tavares
COVER PHOTO
© George Doyle/Getty Images
Wiley 200th Anniversary Logo designed by: Richard J. Pacifico This book was set in Times New Roman by Techbooks and printed and bound by R.R. Donnelley. The cover was printed by R.R. Donnelley.
This book is printed on acid free paper.
Copyright © 2008 John Wiley & Sons, Inc. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning or otherwise, except as permitted under Sections 107 or 108 of the 1976 United States Copyright Act, without either the prior written permission of the Publisher, or authorization through payment of the appropriate per-copy fee to the Copyright Clearance Center, Inc. 222 Rosewood Drive, Danvers, MA 01923, website www.copyright.com. Requests to the Publisher for permission should be addressed to the Permissions Department, John Wiley & Sons, Inc., 111 River Street, Hoboken, NJ 07030-5774, (201) 748-6011, fax (201) 748-6008, website http://www.wiley.com/go/permissions.
To order books or for customer service please, call 1-800-CALL WILEY (225-5945).
ISBN-13 978-0-470-11123-9
Printed in the United States of America
10 9 8 7 6 5 4 3 2 1
Copyright © 2012 John Wiley & Sons, Inc.
2137T_fm_i-xxii 10/5/06 10:26 PM Page iii
Business Math
Steve Slavin
with
Tere Stouffer
Copyright © 2012 John Wiley & Sons, Inc.
2137T_fm_i-xxii 10/17/06 7:43 PM Page iv
Credits
Publisher
Anne Smith
Production Assistant
Courtney Leshko
Project Editor
Betn Tripmacher
Creative Director
Harry Nolan
Marketing Manager
Jennifer Slomack
Cover Designer
Hope Miller
Senior Editorial Assistant
Tiara Kelly
Production Manager
Kelly Tavares
Cover Photo
GlowImages/Getty Images, Inc.
This book was set in Times New Roman, printed and bound by R.R. Donnelley. The cover was printed by Phoenix Color.
This book is printed on acid free paper.
Copyright © 2007 John Wiley & Sons, Inc. All rights reserved. No part of this publication may be reproduced, stored in a...
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