Performance Analysis of Bangladesh Commerce Ltd.
1.0 Background of the Study Bangladesh Commerce Bank Ltd (BCBL) was formed following the National Parliament Act no. 12, 1997. An eleven member Board of Directors was constituted by the Government to steer the new banking organization of the country. The capital market of Bangladesh has yet to find a solid ground and the investor confidence in the market is not significantly high, especially after the stock market crash in 1996.The bank started its commercial activities on 16 Sep, 1999 with the slogan, “A People’s Bank with a Mission”.
BCBL is a third generation bank in Bangladesh. It is operating as a commercial bank for the last 15 years. The main objective of this report is analyzing performance of Bangladesh Commerce Bank Ltd based on horizontal financial analysis method. As an internship student it is the writer’s interest that what is the performance of it in various functions as well as in different services. By analyzing performance the periodic and current position of BCBL has already been identified. Here as an internship student I have also tried to identify which poly should be taken that’s why the bank become the profitable bank. Analyzing performance of BCBL based on various types of ratio analysis according to horizontal financial statement. and also Identifying the current services provided by the BCBL.
1.1 Origin of the Report
I have been assigned to do my Internship program in the Bangladesh Commerce Bank Ltd. Report has been prepared after three months internship program in Bangladesh Commerce Bank Ltd at Bijoynagar Branch. It is a three credit course to complete the BBA program. In this report I have already tried to focus what was the periodic position of BCBL and also focus what was the present situation of BCBL based on ratio analysis. I have to submit a report after gaining experience of three months on Bangladesh Commerce Bank Ltd and also I could have to know the real life working situation and non-banking sector of Bangladesh.
BCBL is a third generation bank in Bangladesh. It is operating as a commercial bank for the last 15 years. The main objective of this report is analyzing performance of Bangladesh Commerce Bank Ltd based on horizontal financial analysis method. As an internship student it is the writer’s interest that what is the performance of it in various functions as well as in different services. By analyzing performance the periodic and current position of BCBL has already been identified. Here as an internship student I have also tried to identify which poly should be taken that’s why the bank become the profitable bank. Analyzing performance of BCBL based on various types of ratio analysis according to horizontal financial statement. and also Identifying the current services provided by the BCBL.
1.1 Origin of the Report
I have been assigned to do my Internship program in the Bangladesh Commerce Bank Ltd. Report has been prepared after three months internship program in Bangladesh Commerce Bank Ltd at Bijoynagar Branch. It is a three credit course to complete the BBA program. In this report I have already tried to focus what was the periodic position of BCBL and also focus what was the present situation of BCBL based on ratio analysis. I have to submit a report after gaining experience of three months on Bangladesh Commerce Bank Ltd and also I could have to know the real life working situation and non-banking sector of Bangladesh.
Bibliography: * Annual report of BCBL (2006 to 2011). * Auditors report of BCBL * WWW.BCBL.com * Some internship reports of BCBL * To collect information from office staff from BCBL * Website of BCBL (www.bcbl-bd.com) * Internship Report on different topics of different banks.