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Obama Care

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Obama Care
OBAMACARE

Name: The Unknowns
Course: Introduction to American Government
Institution: Professor Luma
Date: 24 March 2015
History
Prior to the onset of the Obamacare, the American healthcare system was characterized by increasing cost of healthcare. For instance in the 10 years before the implementation of the Obamacare, total expenditure increased at a constant rate. These rising rates of expenditure were unearthed to be caused by the new technology and medicines; this is according to the 2008 report by the Congressional Budget Office. Other related causes included the third party systems that many Americans relied on and shielded them from the true cost of healthcare; insurance mandates; the state –level regulation that before the Obamacare affected small group market policies; “community rating”; no purchase of insurance plans across different states among other reasons.
In light of an average American household expenditure, health care took 5.1% in 1989, 5.3% in 1999 and 5.9% in 2008. According to Pipes (2010), “In 2009, the United States spent 17.3% of its gross domestic product on healthcare, the highest in the world” (p. 23).
In view of the statistics on the deteriorating healthcare system in the United States, the Obamacare was enacted in 2010. As Marcovici (2013) presents it, “The Obamacare, officially known as the Patient Protection and Affordable Care Act , is a bill signed into law to reform the healthcare industry”(p. 2). The goal of the Obamacare is to provide the American people access to affordable quality health insurance and reduce the rise in healthcare spending.

Laws That Deal With Healthcare
The US law, the Obamacare, helps increase the affordability of healthcare and reduce the high standards of public and private insurance to cover the many Americans that are not insured. This it does by bringing forth subsidies, regulations, taxes and mandates to curb the increase of healthcare spending. The law has specific reforms it



References: Commerce, U. C. (2015, March 13). Employee Mandate. Retrieved March 13, 2015, from U.S Chamber of Commerce: https://www.uschamber.com Congress, 1. (2010, December 17). H.R.4853 - Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010. Retrieved March 13, 2015, from Congress.gov: https://www.congress.gov Furman, J. (2014, February 6). Six Economic Benefits of the Affordable Care Act. Retrieved March 13, 2015, from the WHITEHOUSE: https://www.whitehouse.gov Hamilton, L. H. (2004). How Congress Works and Why You Should Care. Indianna: Indiana University Press. Howell, T. (2015, January 12). House votes to exempt volunteer firefighters from Obamacare mandate. Retrieved March 13, 2015, from The Washington Times: http://www.washingtontimes.com Marcovici, M. (2013). The Obamacare Case: Where the new healthcare system will lead us. Minnesota: Books on Demand. McCluskey, M. (2015, January 14). How Will the Affordable Care Act Affect Your Taxes? Retrieved March 13, 2015, from U.S News: http://money.usnews.com Pipes, S. (2015, 1 12). New Year, New Problems For Obamacare. Retrieved March 13, 2015, from Forbes: http://www.forbes.com Pipes, S. (2010). The Truth About Obamacare. Washington,D.C: Regnery Publishing. Theodore, T., & Elena, V. (2014). The New Public Health: An Introduction for the 21st Century. London: Academic Press.

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