Obama Care

Topics: Barack Obama, Health care, Health insurance Pages: 3 (853 words) Published: December 17, 2013
One of the biggest topics in the United States this year has been ObamaCare. The cost of health care has been skyrocketing for years, making it unaffordable for many people. The people who cannot afford it wind up without any health insurance at all and the cost of caring for them when they are sick gets passed on to all Americans in the form of higher insurance premiums. The Affordable Care Act was made to alleviate this problem.

The official name for "ObamaCare" is the Patient Protection and Affordable Care Act. ObamaCare was signed into law to reform the health care industry. The Act was signed by President Barack Obama on March 23, 2010 and was signed by the Supreme Court on June 28, 2012. Even though the Act was passed over a year ago, people were just allowed to apply for ObamaCare on October 1st of this year. People can only apply for ObamaCare from October 1st of 2013 to March 31, 2014. Some aspects of ObamaCare will take until 2022 to be in effect. After you apply and are accepted for ObamaCare, you will have an alternative to private insurance. The plan for ObamaCare is not to replace private insurance, it is just an alternative for people who can't afford private insurance.

The main goal of ObamaCare is to be able to give more Americans access to affordable, as well as quality health insurance and to reduce the growth in health care spending in the United States. ObamaCare does not replace private insurance, so if you have coverage that you like you can keep it. There are a few rights, benefits, and protections that benefit Americans. Some of these rights are allowing children to stay on parents plans until age 26, insurance companies are not allowed to drop you when you are sick, insurance companies will be prohibited from making unjustified rate hikes. ObamaCare has done away with life time and annual limits and requires all insurers to cover people with pre-existing conditions. Another added benefit is that all insurance plans are...
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