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Accident Compensation Corporation
The Accident Compensation Corporation (ACC) is a New Zealand Crown entity responsible for administering the Accident Compensation Act 2001.[1] The Act provides financial compensation and support to citizens, residents, and temporary visitors who have suffered personal injuries. As a Crown entity, ACC is responsible to a Cabinet Minister via its Board of Directors. The current Minister responsible for ACC is Hon Judith Collins.
Features
ACC is the sole and compulsory provider of accident insurance for all work and non-work injuries. The ACC Scheme is administered on a no-fault basis, so that anyone regardless of the way in which they incurred an injury, is eligible for coverage under the Scheme. Due to the Scheme's no-fault basis, people who have suffered personal injury do not have the right to sue an at-fault party, except for exemplary damages.[2]
The ACC Scheme provides a range of entitlements to injured people, however 93.5 percent of new claims in 2011-12 were for treatment costs only. Other entitlements include weekly compensation for lost earnings (paid at a rate of 80% of a person's pre-injury earnings) and the cost of home or vehicle modifications for the seriously injured. The entitlements offered by the Scheme are subject to various eligibility criteria.
Initially ACC was not available to veterans, as the scheme was not introduced until 1974 and was not retrospective. However ACC law specialist John Miller claims a 1992 law change did make the scheme retrospective.[3] Full funding of historic claims is due to come into effect in 2014.[4] History ACC is rooted in the 1900 "Worker's Compensation Act", which established a limited compensation scheme for workers who
The Accident Compensation Corporation (ACC) is a New Zealand Crown entity responsible for administering the Accident Compensation Act 2001.[1] The Act provides financial compensation and support to citizens, residents, and temporary visitors who have suffered personal injuries. As a Crown entity, ACC is responsible to a Cabinet Minister via its Board of Directors. The current Minister responsible for ACC is Hon Judith Collins.
Features
ACC is the sole and compulsory provider of accident insurance for all work and non-work injuries. The ACC Scheme is administered on a no-fault basis, so that anyone regardless of the way in which they incurred an injury, is eligible for coverage under the Scheme. Due to the Scheme's no-fault basis, people who have suffered personal injury do not have the right to sue an at-fault party, except for exemplary damages.[2]
The ACC Scheme provides a range of entitlements to injured people, however 93.5 percent of new claims in 2011-12 were for treatment costs only. Other entitlements include weekly compensation for lost earnings (paid at a rate of 80% of a person's pre-injury earnings) and the cost of home or vehicle modifications for the seriously injured. The entitlements offered by the Scheme are subject to various eligibility criteria.
Initially ACC was not available to veterans, as the scheme was not introduced until 1974 and was not retrospective. However ACC law specialist John Miller claims a 1992 law change did make the scheme retrospective.[3] Full funding of historic claims is due to come into effect in 2014.[4] History ACC is rooted in the 1900 "Worker's Compensation Act", which established a limited compensation scheme for workers who