Nbp Report

EXECUTIVE SUMMARY
National Bank of Pakistan is the largest commercial bank operating in Pakistan . Its
balance sheet size surpasses that of any of the other banks functioning locally. It has
redefined its role and has moved from a public sector organisation into a modern
commercial bank. The Bank's services are available to individuals, corporate entities and
government. While it continues to act as trustee of public funds and as the agent to the
State Bank of Pakistan (in places where SBP does not have a presence) it has diversified
its business portfolio and is today a major lead player in the debt equity market, corporate
investment banking, retail and consumer banking, agricultural financing, treasury
services and is showing growing interest in promoting and developing the country's small
and medium enterprises and at the same time fulfilling its social responsibilities, as a
corporate citizen.
In today's competitive business environment, NBP needed to redefine its role and shed
the public sector bank image, for a modern commercial bank. It has offloaded 23.2
percent share in the stock market, and while it has not been completely privatized like the
other three public sector banks, partial privatization has taken place. It is now listed on
the Karachi Stock Exchange.
National Bank of Pakistan is today a progressive, efficient, and customer focused
institution. It has developed a wide range of consumer products, to enhance business and
cater to the different segments of society. Some schemes have been specifically designed
for the low to middle income segments of the population. These include NBP Karobar,
NBP Advance Salary, NBP Saiban, NBP Kisan Dost, NBP Cash n Gold.
It has implemented special credit schemes like small finance for agriculture, business and [continues]

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